Processing Fee

A fee collected to process the loan. The fee will vary depending on the loan amount.

Part Payment Charges

  • You can pre-pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee. A fee of 2% (of the amount paid) + GST is applicable beyond 25% of the principal outstanding.

Delay in Payment Charges

2% charges for delay in payment of EMI.

Miscellaneous Charges

Post Dated Cheque

₹ 850

Bouncing Charges

₹ 450

Cancellation Charges

2% of loan amount or Rs. 5,750 whichever is higher

Swapping Charges

₹ 600

Foreclosure Charges
4.5% of the principal outstanding at the time of foreclosure + GST
Foreclosure Charges for Top Up
2% on the future principal outstanding on the existing loan + GST

Disclaimer

The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.

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