
If you're a salaried employee and meet the LAP eligibility, you must produce the following documents-
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Depending on the type of employment, you must fulfil the loan against property eligibility criteria to avail of a loan.With Tata Capital, you need to submit minimal documentation after meeting the LAP eligibility.
If you're a salaried employee and meet the LAP eligibility, you must produce the following documents-
Photograph
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Permanent Account Number OR Form 60 (wherever applicable)
Address Proof:
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Signature Verification
Income Proof
Submit Form 16 for the last 2 years and a copy of your bank statements for the last twelve months
Salary Slips
A Copy of your Salary slips for the last three months
If you are a self-employed professional and meet the loan against property eligibility, you must produce the following documents-
Photograph
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Permanent Account Number OR Form 60 (wherever applicable)
Address Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Signature Verification
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
If you are a self-employed individual and meet the LAP eligibility, you must produce the following documents-
Photograph
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Permanent Account Number OR Form 60 (wherever applicable)
Address Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Signature Verification
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
Non-individuals who meet the loan against property eligibility must produce the following documents-
Address Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Permanent Account Number OR Form 60 (wherever applicable)
Authorised Signatory Verification
Firm KYC
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
Tata Capital offers you two different methods of applying for a loan, offline and online. By choosing the online mode of application, you can submit a digital copy of the documents required for loan against property.
Yes, submitting property-related documents is mandatory when applying for a Loan Against Property with Tata Capital. These documents help verify the ownership, legal status, and authenticity of the property, as well as ensure that all property taxes and statutory dues are up to date. They are essential for conducting due diligence and processing your loan application smoothly.
Yes, Tata Capital allows you to apply for a lap loan along with a co-applicant. In such cases, both applicants' income stability and credit score are considered during the loan approval process.
Applying for a combined loan is beneficial since it distributes the financial burden evenly between the two applicants. However, both applicants must pass the eligibility criteria and provide the necessary documents during the application.
Tata Capital ensures that after submitting the documents required for loan against property, the time taken for loan approval and disbursal is as quick as possible.
Post property verification and loan sanction, the loan amount shall be visible in your bank account in a couple of days.
Yes, submitting property-related documents is mandatory when applying for a Loan Against Property with Tata Capital. These documents help verify the ownership, legal status, and authenticity of the property, as well as ensure that all property taxes and statutory dues are up to date. They are essential for conducting due diligence and processing your loan application smoothly.
Apne makaan ke dum par karo aapke sapne sach. Unlock the potential of your property with Tata Capital– Loan against property. With attractive interest rates and flexible tenure, Tata Capital– Loan against property is the perfect solution for you!
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