
Travel Loan
- Quick Process, Minimal Paperwork | No Collateral Ever Needed | Flexible, Travel-Friendly EMIs
Do you wish to travel the world but get caught up in other expenses? Why don't you get a personal loan for travel? It's the best way to fund a holiday without waiting for months. Whether you're a mountain person or a beach person, Personal Loan for Travel will make all your travel dreams come true. Avail of a simple and quick Travel Loan with Tata Capital and head off on your next adventure already!
You focus on having a great time while the loan covers all your travel expenses. From airfare to tour packages, you don't need to worry about a single thing.
To avail of a travel loan online with Tata Capital, all you need to do is produce your identity proof, salary slips, address proof, income proof, and employment certificate, and you're ready to apply for a travel loan in India!
Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.
Loan amount
₹ 40,000 - ₹ 35,00,000
Loan tenure
Upto 6 years
Interest rate starting @
11.50% p.a
Ready to apply for a travel loan with Tata Capital? Check out the travel loan interest rates and charges before you get started-
Type of Fee | Applicable Charges* |
---|---|
Rate of interest | Starting at 11.50% |
Processing fee | Up to 3.5% of the loan amount + GST |
Default in payment of amounts as per the facility documents | 3% per month on overdue amount + applicable taxes |
Dishonour of any cheque/payment instrument | Rs. 600 per every cheque/payment instrument dishonour |
Loan cancellation charges | 2% of the loan amount or Rs. 5750 (whichever is higher) |
Foreclosure charges on term loan facility | 4.5% on the principal outstanding at the time of foreclosure |
*Rates are subject to changes
We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan online is simple and quick. For a swift approval, keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score.
Also, you must meet the following eligibility conditions to secure a personal tour loan for travel with Tata Capital –
Age should be between 21 to 58 years
Minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
At Tata Capital, we strive to make the loan process quick and convenient for you. That is why, we have minimal paperwork requirements as follows-
1. Photo ID proof (Aadhaar card/ Voter ID/ Driving License/ Passport)
2. Address proof (Aadhaar card/ Voter ID/ Driving License/ Passport)
3. Income proof (A copy of primary bank account statements or salary credit for the last six months)
4. Employment certificate
5. Salary slips for the last two months
Tata Capital app offers an easy and simple online application process to avail of a personal loan for travel. Just follow these steps-
1. Click on ‘Apply Now’
2. Enter the name and number on your PAN card
3. Fill in the application by entering your personal, banking, and loan details
4. Upload the necessary documents and submit your application
5. You can also visit your nearest branch and complete the application process offline
A travel loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payments over the loan tenure. You can pre-pay part of the loan any time after 6 months of availing a Travel Loan without any penalty or additional fee. Use the online EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our Personal Loan for Travel EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
Pre-payment of a travel loan involves repaying a large instalment of your loan before the due date. The pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor, etc.
Last updated on: 10 Jul, 2025
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