
When you submit a personal loan application, we follow a series of steps to assess your eligibility and process your request. These include:
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At Tata Capital, we commit to making your borrowing journey a smooth ride. When you submit a personal loan application, We bring you a range of tailored personal loan options with simple eligibility criteria and minimal documentation. All you need to do is provide the required documents completely the first time, which includes your KYC documents, proof of employment and income proofs.
So, whether you want to fund your child’s education or explore the world, you can have instant access to funds with Tata Capital!
Here, you will find all details about documents and other criteria to determine if you're eligible for a personal loan. for meeting personal needs like marriage expenses, travel, home renovation, debt consolidation, etc.
The documents required for personal loan include :
When you submit a personal loan application, we follow a series of steps to assess your eligibility and process your request. These include:
Applying for a personal loan in India requires meticulous attention to documentation. Proper documents not only streamline the application process but also significantly boost your credibility and loan eligibility. Key documents such as proof of identity, address, income, and employment history are essential. They help verify your personal details, financial stability, and repayment capability, reducing the lender's risk. Complete and accurate documentation ensures faster approvals and more favorable loan terms. Conversely, missing or incorrect documents can result in delays or even rejections. Therefore, maintaining an organized and comprehensive set of documents is vital for a hassle-free personal loan application.
Whether it’s a home renovation, wedding or a much-needed trip, let Tata Capital fund your dreams. Ab khud ke sapne pure karo with Tata Capital personal loans! Achieve your financial goals with ease.
When applying for a personal loan, lenders request you prove your income to assess your repayment capacity and determine your eligibility. This is done to evaluate your repayment capacity and decide your eligibility for the loan. Generally, you may be asked to provide salary slips, bank statements, or income tax returns as evidence of your income. Personal loan documents vary depending on the lender's policies.
At Tata Capital, a salaried person must have the below documents as proof of their income:
#1 Income proof documents: Salary Payslips for the last two months.
#2 Bank statement: Last three months' Salary credit Bank statement.
Yes, you can apply for a personal loan using your Aadhaar card as your identification proof. While applying for a loan at Tata Capital, you can submit a copy of your Aadhaar card as ID proof.
Personal Loan documents that a salaried individual must submit are:
Bank statements are often asked as part of personal loan documents. This is because they give insights into your financial conduct and help lenders make informed decisions about your loan application.
When you apply for a personal loan with Tata Capital, we require your salary slip for the last two months along with the latest 3 month's salary credit bank statement.
Yes, lenders usually require applicants to submit documents proving their address. While applying for a loan with Tata Capital, you may provide any of the following personal loan documents to verify your address.
#1. Driving License,
#2. Passport,
#3. Voter's ID or
#4. Aadhar Card
These documents should be in your name and have your current residential address.
Tata Capital offers unsecured personal loans. This means you don't have to pledge any assets as collateral to secure a personal loan from us. Thus, you don't need to provide any real estate documents while applying for a personal loan.
However, additional documentation may be required if you need a loan product that needs collateral, such as a loan against property.
When you apply for a personal loan with a co-applicant, both applicants need to submit a few documents, including.
#1 Aadhaar cards.
#2 PAN cards.
#3 Salary slip or income proof of last three months.
#4 Bank statements for the past six months.
The significant benefit of applying for a personal loan with a co-applicant who earns and has a high credit score is that you can get a higher loan amount and competitive interest rates.
After you submit your loan application and personal loan documents, we will review the information provided, verify your income, and validate your identification and address proof. Once the verification process is completed, we will credit your bank account within one or two business days with the sanctioned loan amount.
You can also track your personal loan application status through our website.
Yes, you submit your required personal loan documents online. For online submission, you must upload scanned copies or digital snapshots of the documents. Here's how you apply for a personal loan online:
That's how easy and convenient it is to upload personal loan documents and apply for the loan online.
The documentation process for a pre-approved personal loan is simpler and faster compared to standard loans. Since your creditworthiness has already been assessed , you primarily need to submit proof of identity, address, and income. Common documents include a government-issued ID, utility bills, and recent salary slips or bank statements. Additionally, a completed loan application form may be required. Ensuring all documents are accurate and up-to-date helps expedite the approval and disbursement process. This streamlined approach allows for quicker access to funds while maintaining the necessary checks for financial stability.
Income proof documents are essential for verifying your financial stability when applying for a loan. Commonly accepted documents include recent salary slips, bank statements showing salary credits, Form 16 issued by your employer, and the latest Income Tax Return (ITR) with the acknowledgment.
Thank you for the excellent service! I truly appreciated the professionalism, attention to detail, and prompt response. It made a big difference and ensured a smooth experience. Keep up the great work!
Personal Loan | 06 May, 2025
Customer service is most friendly and comfortable, and he also helped me with my financial situation.
Personal Loan | 02 May, 2025
Thank you for taking the time to explain everything clearly. The communication was polite, professional, and easy to understand. I truly appreciate your support and hope for a positive resolution to my request. Keep up the great work!
Personal Loan | 09 Apr, 2025
Awesome team. Professional with the customer and helped with all details. Good job.
Personal Loan | 24 Jun, 2025
“Excellent service and fast loan approval. Thank you, Tata Capital!”
Personal Loan | 11 Jun, 2025
Experience is very good with your financial institution. If needed, I will take services in the near future.
Personal Loan | 25 May, 2025
Excellent support and very clear clarification for the part payment process. Keep it up!
Personal Loan | 14 May, 2025
Explained clearly and helped me to understand the reason. Knowledgeable on Tata Capital policies and very articulate. Thank you, Tata Capital team.
Personal Loan | 07 May, 2025
Communication and service were excellent.
Personal Loan | 07 May, 2025
Thank you for the excellent service! I truly appreciated the professionalism, attention to detail, and prompt response. It made a big difference and ensured a smooth experience. Keep up the great work!
Personal Loan | 06 May, 2025
Customer service is most friendly and comfortable, and he also helped me with my financial situation.
Personal Loan | 02 May, 2025
Thank you for taking the time to explain everything clearly. The communication was polite, professional, and easy to understand. I truly appreciate your support and hope for a positive resolution to my request. Keep up the great work!
Personal Loan | 09 Apr, 2025
Awesome team. Professional with the customer and helped with all details. Good job.
Personal Loan | 24 Jun, 2025
“Excellent service and fast loan approval. Thank you, Tata Capital!”
Personal Loan | 11 Jun, 2025
Experience is very good with your financial institution. If needed, I will take services in the near future.
Personal Loan | 25 May, 2025
Excellent support and very clear clarification for the part payment process. Keep it up!
Personal Loan | 14 May, 2025
Explained clearly and helped me to understand the reason. Knowledgeable on Tata Capital policies and very articulate. Thank you, Tata Capital team.
Personal Loan | 07 May, 2025
Communication and service were excellent.
Personal Loan | 07 May, 2025
Thank you for the excellent service! I truly appreciated the professionalism, attention to detail, and prompt response. It made a big difference and ensured a smooth experience. Keep up the great work!
Personal Loan | 06 May, 2025
Customer service is most friendly and comfortable, and he also helped me with my financial situation.
Personal Loan | 02 May, 2025
Thank you for taking the time to explain everything clearly. The communication was polite, professional, and easy to understand. I truly appreciate your support and hope for a positive resolution to my request. Keep up the great work!
Personal Loan | 09 Apr, 2025
Last updated on: 10 Jul, 2025
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