Does Tata Capital require any collateral or security for a marriage loan?

No, you do not need any collateral or security for a marriage loan from Tata Capital. Apart from this, applying for a Tata Capital marriage loan also has the following benefits.High loan amounts: we offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000.Comfortable loan tenures: we offer flexible tenures ranging between 12 to 72 months./li>Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home.Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan.

Can I utilise a personal loan for the wedding ceremony as well as associated fees like jewellery or the honeymoon?

While you can utilise a personal loan for a variety of uses, including weddings, a marriage loan is better suited for the purpose. This is because these loans are specially designed to meet your wedding expenses.You can utilise a Tata Capital wedding loan for all your wedding-related expenses, including wedding ceremony expenses and associated fees such as jewellery or honeymoon. All you need to ensure is that you meet the following eligibility criteria. Age: You must be between 21 to 58 years old. Monthly income: You must be earning a minimum of Rs. 15,000 every month. Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Is there an option to track the status of my marriage loan application online?

Yes, Tata Capital offers the option to track the status of your marriage loan application online. All you need to do is visit the website and log in by providing your mobile number or PAN number. After this, you can gain an update on the status of your marriage loan.

How long does it take to process and disburse a marriage-related personal loan?

At Tata Capital, we offer instant approval for marriage loans. To apply for a marriage loan, ensure you meet the following eligibility criteria.Age: You must be between 21 to 58 years old.Monthly income: You must be earning a minimum of Rs. 15,000 every month.Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriageAfter this, all you need to do is fill out the online application and submit the necessary documents. Once these are verified, Tata Capital will sanction the loan, and it will be disbursed directly into your account.

Can I prepay or foreclose on the marriage-related personal loan before the term is up?

Yes, you can prepay or foreclose on the marriage-related personal loan before the term is up. However, if you are considering these options, be sure to keep the following in mind.Part-prepayment is allowed only once a year, with a minimum gap of six months between two consecutive pre-paymentsNo part-prepayment is allowed during the lock-in period (first 12 months)A part prepayment charge of 2.5% shall be applicable on the amount over and above 25% of the principal outstanding and up to a maximum of 50% of the principal outstandingA maximum of 50% of the principal outstanding is allowed as pre-payment during a single yearThe minimum amount as part prepayment must be greater than or equal to 2 months EMI4.5% of the principal outstanding will be levied as foreclosure charges2% extra of the principal outstanding will be levied if you foreclose your marriage loan during the lock-in period

Is there a maximum age for requesting a personal loan for wedding?

Yes, there is a maximum age for requesting a personal loan for marriage. At Tata Capital, the eligibility criteria require the applicant to be between the age of 21 and 58 years. Apart from this, the applicant must fulfil the following conditions as well.Monthly income: You must be earning a minimum of Rs. 15,000 every monthWork stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Can I use a Tata Capital marriage loan for a destination wedding?

Yes, you can use a Tata Capital marriage loan for a destination wedding. We offer marriage loans with amounts starting at Rs 75,000 and going up to Rs 35,00,000 with flexible tenures ranging between 12 and 72 months.Further, with Tata Capital, you enjoy the following benefits when applying for a marriage loan.Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home.Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan.No collateral: you don’t need any security to apply for a marriage loan.Flexible repayment strategy: you can choose the loan tenure that suits you best.

Do personal loans for marriage come with any tax benefits?

No, personal loans for marriage do not come with any tax benefits. However, with our flexible tenures ranging between 12 and 72 months, you can choose the repayment timeline that suits your financial plans best. Other than this, Tata Capital marriage loans also come with the following benefits.High loan amounts: we offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your homeExcellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loanNo collateral: you don’t need any security to apply for a marriage loan

Can I avail of a joint marriage loan with my spouse?

Yes, you can avail of a joint marriage loan with your spouse. To apply for a loan, make sure you and your spouse meet the following eligibility criteria.Age: You must be between 21 to 58 years oldMonthly income: You must be earning a minimum of Rs. 15,000 every monthWork stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage.

What would happen if I forgot or put off paying back an instalment on a personal loan for a wedding?

If you forget to pay back an instalment on a personal loan for a wedding, you will have to pay penal interest. This refers to the rate of interest that is charged on delayed EMI payments.In case you default on repayments, you will have to pay the outstanding instalments inclusive of this interest. At Tata Capital, a 3% penal interest is charged monthly. To avoid this, make sure you pay your EMIs on schedule.

What is the maximum loan amount available for a wedding loan?

At Tata Capital, the maximum loan amount for a marriage loan is Rs 35,00,000. You can avail of this loan for any wedding-related expense ranging from venue and catering bills to miscellaneous overheads.

If I already have loans or other financial obligations, can I still apply for a personal loan for a wedding?

Yes, if you already have loans or other financial obligations, you can still apply for a personal loan for a wedding. However, make sure to pay your EMIs on schedule to avoid any penal charges.

How to Calculate the EMI for a loan for wedding?

You can use a loan EMI calculator to determine your EMIs and a repayment tenure that aligns with your affordability. You need to enter the loan amount you want to borrow, the applicable interest rate, and the repayment tenure to estimate EMIs.

Does the government provide a loan for marriage?

The government has also introduced marriage loan schemes such as Shagun Yojna, Bidaai (Shaadi Scheme), and Pradhan Mantri Marriage Loan to help borrowers cover their wedding expenses easily.

Why Should You Take a Marriage Loan?

Taking a personal loan for the wedding has the following benefits –Online Application: No need for physical visits. We offer an easy and paperless application process online.No Collateral: With us, you don't have to pledge collateral to get the loan amount you want.Nominal Paperwork: Just produce some basic documents and get the approval for personal loan for marriage.Speedy Processing: We don't take too much of your time. Upon verification, we sanction the loan in a couple of hours, not days.Flexible Repayment Options: You can pick the tenure best suited to your repayment capacity and adjust EMIs according to convenience.

What are the things you should do before taking a Wedding Loan?

Before taking a wedding loan, some things to do include: Settle on a budget early onKnowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.Keep track of your financesYou may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, even with a marriage loan, it is important to maintain a wedding expense tracker.Research everythingIt is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.Apply for a Marriage LoanWhether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for a Marriage Loan and start ticking off items from your wedding checklist.

What are the basic requirements to get your Wedding Loan approved?

Getting a Wedding Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details:Your personal details including your PAN number, CIBIL score & KYC documentsCopies of your pay slips, address proof, and bank statements

Can women apply a marriage loan?

Yes, women can apply for marriage loans if they meet the other eligibility criteria and requirements. These include age, monthly income, work stability, and more.

Marriage Loan: Apply for Wedding Loan Up to ₹35 Lakhs @ 11.99% p.a.*

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Apply for Wedding Loan from Tata Capital

Marriages in India are no less than festivals. They come with their fair share of frills, thrills and not to mention - Bills. But does that mean you need to compromise on the wedding of your dreams? Absolutely not. With Tata Capital's wedding loan, you can conveniently take care of all wedding-related expenses. From paying for the venue to meeting miscellaneous overheads, a wedding loan will help you organize your special day exactly as you wish.

Tata Capital's wedding loan fits your budget and makes your dream wedding come true. Avail of a loan of up to Rs. 35 Lakh to make your wedding a memorable occasion.

Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.

Loan Amount

₹ 40,000 - ₹ 35,00,000

Loan tenure

Upto 6 years

Interest rate starting @

11.50% p.a

View Rates & Charges

Features of Marriage Loan

Higher Loan Amount

Get up to Rs. 35 lakhs as personal loan for marriage to throw the wedding of your dreams, and at attractive interest rates and minimal documentation.

Longer Loan Tenure

We offer some of the longest tenure options in the market. From 12 months to 72 months, choose the one you prefer.

Seamless Application Process

You don't need to run from pillar to post while filing the application. We offer a paperless application process online for your utmost convenience.

Excellent Customer Service

Got a question? Need some help navigating the application process? Our ever-ready representatives are always at your service to clear any doubts you may have about personal loan for wedding.

Benefits of Marriage Loan

Minimal Paperwork

Let us take your big day to the next level. We’ve made our process nearly paperless, digital, and convenient for you to plan your wedding meticulously.

No Collateral

We offer you unsecured Personal Loan so that you don’t have to attach your car or home as collateral.

Flexible Repayment Options

You have the flexibility and control over how you want to repay your loan. Choose the repayment option that best suits your needs.

Zero Charges on Part Repayment

You can pay part of your Personal Loan for Wedding amount early at no extra cost!

Marriage Loan Eligibility Criteria

The basic marriage loan eligibility criteria include –

Age : You must be between 21 to 58 years old.
Monthly income: You must be earning at least Rs. 15,000 every month.
Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Apply Now

Calculate EMI

Documents Required for Wedding Loan

Applying for a Personal Loan for marriage with Tata Capital involves a hassle-free process and minimal paperwork requirements. The documents required for personal loan for marriage include-1. Identity proof- Aadhaar card/ Passport/ Voter ID/ Driving License

2. Adress proof

3. A copy of your salary slips for the last two months

4. Income proof- A copy of your bank statements or salary credits (last six months)

5. Employment certificate stating one year of continuous employment

Marriage Loan Interest Rates and Charges

Applying for a marriage loan at Tata Capital includes other fees and charges above the principal amount and loan interest rates. The fee structure is as follows-

Charges	Applicable Rate*
Interest rate	Starting at 11.50% p.a.
Processing fees	Up to 4% of the loan amount + GST
Foreclosure charges	4.5% on the principal outstanding at the time of foreclosure
Default in payment of amounts	3% per month on overdue amount + applicable taxes
Dishonour of any cheque/payment instruments	Rs.600 for every cheque/payment instrument dishonoured

*Rates are subject to changes

How to Apply for a Marriage Loan Online?

Online Application: You can apply for a wedding loan online by just filling up your basic details.
Document Submission: Post receiving your loan eligibility, furnish the required documents to take your application ahead.
Verification: We will verify your application; and submitted documents.
Approval: Post approval, the loan is sanctioned.
Disbursal: Receive the required amount in your bank account - it's that simple!

Available Payment Options for Wedding Loan

Available payment options

Pay Online

Pay your EMI using our website or mobile anytime, anywhere.

Drop a Cheque

Select a nearby branch to drop a cheque at your convenience.

FAQs on Marriage Loan

Before taking a wedding loan, some things to do include:

Settle on a budget early on

Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.

Keep track of your finances

You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, even with a marriage loan, it is important to maintain a wedding expense tracker.

Research everything

It is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.

Apply for a Marriage Loan

Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for a Marriage Loan and start ticking off items from your wedding checklist.

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Personal Loan for government employees

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Personal Loan for for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Apply Now

What our customers say about us

Thank you for taking the time to explain everything clearly. The communication was polite, professional, and easy to understand. I truly appreciate your support and hope for a positive resolution to my request. Keep up the great work!

AVINASH KUMAR SHARMA

Personal Loan | 09 Apr, 2025

Experience is very good with your financial institution. If needed, I will take services in the near future.

DEEPAK KUMAR

Personal Loan | 25 May, 2025

Excellent support and very clear clarification for the part payment process. Keep it up!

S SURESHPERIASAMY

Personal Loan | 14 May, 2025

Explained clearly and helped me to understand the reason. Knowledgeable on Tata Capital policies and very articulate. Thank you, Tata Capital team.

SUBHADEEP LAL BHATTACHARYA

Personal Loan | 07 May, 2025

Thank you for the excellent service! I truly appreciated the professionalism, attention to detail, and prompt response. It made a big difference and ensured a smooth experience. Keep up the great work!

DINESH KARTHIK LABALA

Personal Loan | 06 May, 2025

Customer service is most friendly and comfortable, and he also helped me with my financial situation.

MANIKANDAN M

Personal Loan | 02 May, 2025

AVINASH KUMAR SHARMA

Personal Loan | 09 Apr, 2025

Experience is very good with your financial institution. If needed, I will take services in the near future.

DEEPAK KUMAR

Personal Loan | 25 May, 2025

Explained clearly and helped me to understand the reason. Knowledgeable on Tata Capital policies and very articulate. Thank you, Tata Capital team.

SUBHADEEP LAL BHATTACHARYA

Personal Loan | 07 May, 2025

DINESH KARTHIK LABALA

Personal Loan | 06 May, 2025

Customer service is most friendly and comfortable, and he also helped me with my financial situation.

MANIKANDAN M

Personal Loan | 02 May, 2025

AVINASH KUMAR SHARMA

Personal Loan | 09 Apr, 2025

Read All

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