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At Tata Capital, we offer car loans of up to ₹ 50 lakhs to help you fulfill your dream of buying a brand-new car without worrying about finances. You can apply for a car loan online from the convenience of your home and repay the amount in easy EMIs.
Be it a hatchback, sedan, or SUV, you can avail of up to 100% funding of your car’s invoice value at the most competitive interest rates. What’s more? Our new car loans come with minimal documentation and flexible repayment tenures of up to 7 years.
So, why wait? Apply for a new car loan with Tata Capital now!
Maximum Loan Amount
Up to ₹ 50 lakhs
Loan tenure
Up to 84 months
Interest Rates
starting from 9.49%
We offer the best car loans with simple eligibility criteria and minimal documentation. We have different eligibility criteria for different types of applicants, including salaried and self-employed individuals.
The applicant must be aged between 21 and 60 years.
The applicant must have a minimum salary of Rs. 3,00,000 pa
The applicant must have a minimum work experience of one year.
Note :- For No income proof customers – Eligible basis banking and self/parental owned residence. Products without any documents are also avaliable.
Several factors come into play when determining the new car loan interest rates. These include the cost of funds, customer credentials, geography, asset, tenor, and discounts offered in the market. Your personal details like your credit profile, monthly income, and repayment capacity also influence the interest rates.
| Type of Fee | Application Charges |
|---|---|
| Processing Fee | >=1.35% or 3500 whichever is higher |
| LTV | Upto 100% on road funding |
At Tata Capital, we understand that the requirement of each customer is unique. This is why our experts ensure you get a transparent and suitable deal at low-interest rates. We offer the most competitive interest rates in the industry, starting at just 9.99%.
3% per month on overdue amount + applicable taxes.
These are those charges that are levied in case of an EMI bounce per instance. In other words, these charges are levied when you miss a loan EMI payment due to inadequate funds in your bank account. At Tata Capital, you’ll be required to pay ₹ 600 per instrument per instance.
Charges will be levied if a new mandate form is not registered within 30 days from the date of rejection of the previous mandate form by the borrower’s bank for any reason whatsoever. Tata Capital charges a nominal amount of ₹ 450 /-
| Type of Fee | Applicable Charges |
|---|---|
| Prepayment Penalty/ Foreclosure charges |
|
| Statement of Accounts |
|
| Loan Cancellation Charge | ₹ 6500/- |
| Instrument swap charges | ₹ 550 each time PDC is swapped |
| Duplicate Repayment Schedule | ₹ 550/- |
| Duplicate NOC | ₹ 550/- |
| NOC for Interstate Transfer | ₹ 1000/- |
| Stamp Duty | As per actuals |
| Broken Period Interest | At Actuals |
| NACH / PDC Charges | ₹ 500/- |
| Foreclosure Report | ₹ 550/- |
| Additional Processing Fee/ Documentation charges | ₹ 1,500/- |
| NOC for conversion of private to commercial registration | ₹ 5600/- |
| Charges for Repossession of Vehicle | ₹ 22000/- |
| PDD Charges | ₹ 435/- |
Note: GST, other government taxes and levies as applicable, will be payable on all fees and charges.
Whether you are an existing Tata Capital customer or a new customer, you can avail of exclusive pre-approved offers when applying for a new car loan with us. These pre-approved offers entail better interest rates, lower disbursement time, and several other benefits.
With Tata Capital, you can apply for a car loan online or offline according to your convenience. All you have to do is visit our website or your nearest Tata Capital branch, fill out a car loan application form, and submit the required documents.
Below is the step-by-step process to get a car loan online with Tata Capital:
Visit Tata Capital’s website and fill out a car loan application form by entering your basic details, such as name, contact number, monthly income, etc.
You can submit the required documents by uploading them to our website. The list of documents required may depend on your employment type and may include your PAN card, Aadhaar card, Bank Statements, etc.
Once we receive your car loan application and the required documents, we will initiate a verification process to check the authenticity of the documents submitted.
Once we find zero discrepancies in your documents, we will approve your car loan application instantly. You can check for the approval status of your loan application on our website.
Upon approval, we will disburse the car loan amount directly to your bank account within a few working days. You can use this amount to pay for your dream car.
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