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Loan Up to ₹50 Lakhs* | Quick Approval | Tenure Up to 72 Months | Minimum Documentation
Looking for the best way to finance your second-hand car? Whether you're eyeing a hatchback, an SUV, or a premium sedan, a loan makes for the best financing option. With a used car loan, you can bring home your desired ride without dipping into your savings.
We offer loans for a wide range of second-hand cars, so you don't have to compromise on your dream vehicle. You can avail of a loan for up to 95% of your car value. What's more? You get to enjoy flexible EMI repayment options and quick disbursal of funds which makes Tata Capital the best choice for taking car loans for used cars.
Disclaimer: Used Car Loans are at the sole discretion of Tata Capital Limited (TCL).Terms and conditions apply
Loan Amount
₹1,00,000 - ₹50,00,000
Loan Tenure
12 - 72 months
Interest rate starting from
10.75%
At Tata Capital, we offer a comprehensive used car loan designed to make your dream of owning a car a reality. Our loan features include:
Availing of second-hand car finance allows you to pay for your desired car conveniently without dipping into your savings. Here's how-
Choose Tata Capital's used car loan for a simple, transparent, and efficient financing solution tailored to meet your needs. Drive home your dream car with ease and confidence.
The pre-owned car loan eligibility will depend on whether you’re a salaried individual or a self-employed individual. You can check eligibility for a used car loan here-
Salaried Individuals must meet the following used car loan eligibility criteria–
You must be between 21 and 60 years of age.
Your minimum monthly salary must be Rs. 20,000.
You must have a minimum of one year of work experience.
The documents required for a second-hand car loan vary depending on your employment type.
Photo Identity Proof: Voter's ID/Passport/Driving License/Aadhaar Card
Income Proof : Copy of your Salary account bank statements for the last three months
Copy of Salary Slips of the last three months
Proof of Residence : A copy of your Voter ID / Passport / Driving License / Aadhaar Card
Copy of Vehicle Registration Certificate
In case of a Personal Loan, where the amount is approved and advanced without collateral, your CIBIL score becomes a critical eligibility criterion. Typically, a CIBIL score above the 700 mark is considered good and attracts easy approval.
If you don't know your Credit Bureau Score and are wondering, you can visit the below link for a free bureau report. We got you covered!
At Tata Capital, we understand that the requirement of each customer is unique. This is why our experts ensure you get a transparent and suitable deal at low-interest rates. We offer the most competitive interest rates on our second hand car loans in the industry, starting at just 10.75%.
With Tata Capital, you can avail of an old car loan either online or offline.
With Tata Capital, you can avail of an old car loan either online or offline.
1. Fill in the application: Visit Tata Capital’s website and fill in the application form for a used car loan online.
2. Visit a car dealership: Visit any car dealership associated with Tata Capital to buy a used car.
3. Submit documents: Submit the necessary documents for verification.
4. Approval and disbursal: Once our representatives verify your credentials, we will approve the loan request and the loan amount will be sanctioned directly to your bank account.
Make sure you check eligibility for a used car loan before applying.
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