Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs SUPPORT

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Tata Capital > Blog > Can a Personal Loan Help You Upgrade Your Lifestyle?

Personal Use Loan

Can a Personal Loan Help You Upgrade Your Lifestyle?

Can a Personal Loan Help You Upgrade Your Lifestyle?

Believe it or not! The Indian mindset has experienced a significant shift in spending and saving practices over the last few years. The new generation displays a greater affinity for spending and upgrading their lifestyle by smartly managing finances. Gone are the days when nuclear families would save more than they could ever spend!

The reason? Easily available loans, customizable EMIs, and multiple financing options. Today, everything from a mobile phone to a car can be purchased by borrowing funds. Moreover, personal loan eligibility has also become more convenient for the borrower.

Additional Read: How to Check if you are Eligible for a Personal Loan in 2020?

There is little that a personal loan cannot finance. Whether you want funds for organizing your dream vacation or purchasing an expensive appliance, these loans have you covered. Read on to know how you can enjoy a lavish lifestyle by availing personal finance.

Home renovation made easier

Living in a house that combines beauty and functionality is everyone’s dream, and now, it is achievable with a home renovation loan. With quick loans that come with a flexible repayment tenure, you can refurbish your home, build a modular kitchen, or make structural changes to your house without worrying about the money.

Make the world your oyster

Want to take that long-delayed backpacking trip but don’t know how to finance it? A personal loan for travel is just what you need, as these loans are quickly disbursed and offer a wide range of repayment tenures that you can choose from. Why suppress the adventure-seeker inside you? Finance your travels without any hassle and pack your bags for your next vacation with the help of a travel loan!

Finance a lavish wedding

Weddings can be a costly affair that leaves a significant dent on your savings. With a wedding loan, you can easily finance your dream wedding and cover the costs of all wedding-related expenses with a smile on your face. The ease of repayment and flexible EMI options available today ensure that you get to enjoy your special day without financial stress.

Purchase home appliances

Nowadays, new launches in the world of technology get sold out almost immediately. This is because many people opt for loans to purchase the latest gadgets and appliances as soon as they are released. E-commerce websites also offer a range of financing options for laptops, phones, etc. Invest in high-quality electronic purchases with the help of personal finance. You can also accurately calculate your EMI affordability before applying by using a personal loan EMI calculator available online.

Additional Read: How to smartly manage Personal Loan EMIs in 2020

Avail of the best offers at Tata Capital

Whether you want to buy home appliances, finance higher education or travel the world, Tata Capital has you covered. Settle for nothing less than the best with our highly competitive and affordable personal loan interest rates.

What’s more, our loan application process requires minimal documentation to give you with a smooth and hassle-free borrowing experience. So, whether you need a personal loan for salaried professionals or self-employed, visit Tata Capital’s website today!