Personal loan starting
@ 11.99% p.a
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreExplore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
All you need to know
Calculators
All you need to know
Calculators
All you need to know
Calculators
Hi, I am your Smart Search, Click to explore
Don't keep waiting for a paycheck to realize your dreams. Whether it's an overseas education or a luxury vacation, Tata Capital's Personal Loan for Salaried Employees is just what you need.
Our customized loans extend up to Rs. 35,00,000 at highly competitive interest rates starting at just 11.99%!
And that's not all. You can apply for a personal loan for salaried online with Tata Capital at your own comfort and convenience. Enjoy flexible repayment options, easy-to-meet eligibility conditions, and a customized tenure that fits your requirements and budget with Tata Capital.
Say yes to your goals with Tata Capital's Personal Loan for Salaried Employees. Apply today and enjoy instant loan approval and quick disbursal.
You don’t need to meet extensive eligibility criteria to avail a loan from Tata Capital. Simply meet a few basic requirements, as discussed below, and avail of an instant loan for a salaried person.
Eligibility criteria
You must be a salaried employee at a public sector undertaking or private limited company.
You must be between the age of 21 and 58 years.
You must have a minimum monthly income of Rs. 15,000 per month
You must have a minimum of one year of work experience
A personal loan for salaried employees at Tata Capital features an easy application process without any hefty paperwork requirements. The list of documents required is as follows-
1. ID proof (Voter ID/ Passport/ Aadhaar card/ Driving License
2. Address proof
3. Income proof (Salary slips for the last two months)
4. Bank statements for the latest 3 months
5. Employment certificate
When salaried employees consider taking out a personal loan, understanding the interest rates and associated charges is crucial. Interest rates are a key factor in determining the overall cost of the loan. Interest rates are a key factor in determining the overall cost of the loan.
In addition to the interest rate, borrowers should be aware of Processing fee. There may also be prepayment or foreclosure charges if you decide to repay the loan before the end of the tenure. These fees can be a percentage of the outstanding loan amount.
It's also important to consider late payment penalties, which can significantly impact your finances.
Understanding these interest rates and charges is vital for salaried employees to make informed decisions. Proper financial planning ensures that the loan remains affordable and manageable throughout its tenure.
| Rate of interest | 11.99% to 29.99% |
| Annual percentage rate | 11.99% to 35.99% |
| Processing fee | Up to 4% of the loan amount + GST |
Personal Loan | 23 Feb, 2025
Personal Loan | 13 Feb, 2025
Personal Loan | 12 Feb, 2025
Last updated on: 03 Apr, 2025
Submitted successfully
Download in your preferred language
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
Thank you for subscribing
We will send news and updates to your registered email ID
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com
Accessibility Menu
Reset
Blindness
Optimise website for screen readers
Dyslexia
Optimise website for screen readers
Visually Impaired
Enhances website’s visual
Cognitive and Learning
Assists with reading & focusing
Epilepsy
Clear flashes & reduces color
ADHD
More focus & fewer distractions
Adjust Text Colors
Reset
Adjust background Colors
Reset
Hover on content for start reading.
×Page Structure
×Dictionary
×Meaning of selected word show here.
Virtual Keyboard
×
Click allow button to receive notifications
SMS sent successfully! 
