Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs

SUPPORT

Required Documents
Apply Now
Overview Required Documents Rates & Charges
Calculators
EMI Options
Related Products

When you apply for a business loan with a lender, it asks you to submit certain documents to check your business loan eligibility. Although the documents required for business loan may differ from one lending institution to another, there are some common business loan documents that you have to submit irrespective of the lender.

 

At Tata Capital, we provide business loans with minimum documents and easy eligibility criteria. We ask only for some basic business loan documents from our customers, which include a business loan application form, photo identity proof, address proof, business ownership proof, and proof of income. 

Documents Required for a Business Loan

You can avail of a Tata Capital business loan by submitting only a handful of documents. You can submit these business loan documents directly at your nearest Tata Capital branch or upload them on our website. Below is our business loan documents list:

KYC Documents

Under the KYC or Know Your Customer Documents, you’re required to submit a photo identity proof and an address proof of yours. PAN CARD or Form 60  (Wherever applicable), Voter ID Card, Driving License, or Passport.

Business Proof

You’re also required to submit proof of your business ownership. It can be your Business Registration Certificate, Trade License, Establishment, GST Registration Certificate, or a certified copy of the Partnership Deed Agreement or Sole Proprietorship Declaration.

Income Proof

You can submit your last two years’ Income Tax Returns (ITRs) and Computation of Income, last two years’ Audited Financial with Tax Audit Report, profit-loss statements of the last two years, or balance sheet (duly audited by a Chartered Accountant)

Bank Statements

You’re also required to submit your current account bank statements and GST statements for the last six months.

Please note that this business loan documents list is indicative. The exact documents required for business loan may vary from case to case based on our assessment program. However, the KYC documents and six-month bank statements are common business loan documents required in each case.

Why Should You Apply for a Business Loan at Tata Capital?

Choosing an appropriate business loan partner is a crucial decision for any business owner. By taking time to understand your precise financial requirements and comparing the costs and features, you can zero in on a business loan that’s perfectly suited to your needs. Here are a few reasons why you should apply for a business loan with Tata Capital:

  • Highly Competitive Interest Rates

    At Tata Capital, we understand that business loans are meant to aid business owners and are not supposed to become a burden to them. Keeping this in mind, we provide business funding to our customers at highly competitive interest rates, starting from just 13% per annum. This ensures that your business loan EMIs remain affordable, and you can focus on taking your business to new heights. Furthermore, you can qualify for the lowest business loan interest rate based on your credit score, annual turnover, business experience, and other eligibility factors.

  • Customized Loan Amount

    At Tata Capital, we allow you to choose the loan amount as per the precise financial requirements of your business. You can apply for a business loan of as low as Rs. 100000 and as high as Rs. 90 lakhs. This ensures that you can fulfill all your business-related financial requirements, such as hiring a trained workforce, acquiring new office space, renovating your existing workplace, buying inventory, and much more. Moreover, if the acquired business loan amount seems insufficient, you can even avail of a top-up on your business loan to get additional funding.

  • Flexible Loan Tenures with Multiple EMI Options

    Tata Capital allows you to select your business loan tenure according to your repayment potential. You can opt for a suitable tenure between 12 and 60 months. If you want to repay your loan amount in smaller EMIs, you can choose to spread your repayment over a longer tenure. Otherwise, if you wish to repay your business loan in larger EMIs and reduce your interest outgo, you can opt for a shorter tenure. Furthermore, you can choose to increase or decrease your EMIs throughout the repayment tenure by opting for a Structured EMI Plan.

  • Minimum Documentation

    With Tata Capital, you can get approval for a business loan by submitting only a handful of documents. As mentioned, our business loan documents include your KYC documents, business proof, income proof, and bank statements. We will ensure that you won’t have to run from pillar to post to get your business funding. You can simply apply for a business funding online from the comfort of your home or office and upload the documents required for a business loan on our website. We can also arrange for the doorstep pickup of the documents for a hassle-free borrowing experience.

  • Get Collateral-free Funding

    With Tata Capital, you can qualify for a business loan even if you do not want to put your personal or business assets on the line. We provide collateral-free financing to ensure that monetary issues never become a roadblock in your business expansion plans. But if you want to pledge something as collateral to secure the lowest business loan interest rate, you are most welcome. Read our business loan FAQs to know the list of assets accepted as collateral for a business loan.

Why is it Necessary to Submit Business Loan Documents?

The lenders ask for business loan documents to check an applicant’s authenticity and business loan eligibility. That is why it’s necessary to submit the required documents for a business loan at the time of loan application. If you fail to submit all your business loan documents, the lender may fail to establish your loan eligibility and hence, may reject your business loan application.

 

Once you submit the documents required for new business loan to the lender, it starts a verification process for your documents. Once the verification process gets complete, the lender sanctions your business loan amount.

whatsapp

Avail TATA Capital loans directly from WhatsApp

Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

How to Submit Business Loan Documents?

With Tata Capital, you can apply for a business loan by fulfilling simple eligibility criteria and submitting a few essential documents. You can submit your business loan documents in any of the following ways:

  • Get Doorstep Services

    At Tata Capital, we provide doorstep services for the convenience of our customers. You can simply contact our customer care number and ask for the doorstep pickup of your business loan documents.
    Request a call back

  • Visit Our Branch

    You can visit your nearest Tata Capital branch along with the documents required for new business loan. Our executives there will scan your documents and guide you through the entire process.

    Locate a Branch

More Business Loan products for you

Business Loan for professionals
Business Loan for professionals

Business Loan for professionals

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. 

Apply Now
Business Loan for women
Business Loan for women

Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

Apply Now

What our customers say about us

Very good communication at Tata Capital. Unfortunately, due to my situation, I couldn't make timely payments, but Tata Capital was understanding.

Saravanan Raman

Business Loan | 26 Feb, 2025

starstarstar

Thank you so much for resolving my issue. I will recommend Tata Capital to my family members too. Thank you!

MADDALA NAGAVENKATA RAMARAO

Business Loan | 24 Feb, 2025

starstarstarstarstar

No hidden charges, good staff behavior, great coordination with clients, trust in the brand, and transparency in disbursements.

KRISHNABAI K KAMATAR

Business Loan | 04 Feb, 2025

starstarstarstar
Read All

Related Videos

Business Loan
#businessloan

Know more about Business Loans

Thinking of expanding your business?  Want to take your business to new heights? From expanding your operations to upgrading your equipment, Tata Capital has got your back! Let Tata Capital business loans fuel your entrepreneurial spirits and help turn your business dreams into reality!

0:55

Popular FAQs

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

Know More
BL Machinery Loans BL Machinery Loans

Business Loan Blogs

Business Loan
Business Loan
The Importance of a Business Plan in Securing Financing ...
03 April, 2025
Business Loan
Business Loan
What is Merchant Cash Advance (MCA)?
18 March, 2025
Business Loan
Business Loan
What is Cash Flow Forecasting?
18 March, 2025
Quick Links
Our Subsidiaries
Our Private Equity Funds

Useful Links and Resources

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Policies, Codes & Other Documents

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Tata Capital Solutions & Services

Uh oh, something went wrong

Please try again later.

thankyou

Thank you for subscribing

We will send news and updates to your registered email ID

Beware of Frauds!

For any assistance, contact our customer support

offers-icon

rahul.sharma@gmail.com

Looking for offers...

loader
Chat
tia-chatbot tia-chatbot-mobile Ask TIA

Accessibility Menu

Reset

Profiles

Blindness

Optimise website for screen readers

Dyslexia

Optimise website for screen readers

Visually Impaired

Enhances website’s visual

Cognitive and Learning

Assists with reading & focusing

Epilepsy

Clear flashes & reduces color

ADHD

More focus & fewer distractions

Content

Bigger Text

Line Height

Letter Spacing

Aa

Aa

Page Read
Bigger Cursor
Hide Images
Text Alignment
Highlight Heading
Text Magnifier
Image Description
Enlarge Buttons
Colors
Low Saturation
High Saturation
Grayscale
White High Contrast
Invert Color
Dark High Contrast
Color Adjustment

Adjust Text Colors

Reset

Adjust background Colors

Reset

Navigation
Reading Line
Highlight Links
Reading Mask
Pause Animation
Page Structure
Dictionary
Virtual Keyboard
Reading Line & Mask

Screen Reader Options

Hover on content for start reading.

×

Volume

Rate

Pitch

Start
Pause
Resume
Stop

Page Structure

×

Dictionary

×

Meaning of selected word show here.

Virtual Keyboard

×
` 1 2 3 4 5 6 7 8 9 0 - = del
tab q w e r t y u i o p [ ]
caps a s d f g h j k l ; ' return
shift z x c v b n m , . / shift
Space