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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

What is Equipment Finance?

As a business owner, you spend each day with an unswerving focus on growing your venture. Naturally, you know all too well the importance of the right amount of capital, at the right time, to keep the ship sailing. More so, when it comes to purchasing equipment and machinery that is the lifeblood of your business.

Naturally, you also understand that the cost of acquiring certain essential equipment may be high, capable of exhausting the working capital. Whether yours is a start-up, an emerging, or an established business, you can avail easy Equipment Finance solutions, designed exclusively for ambitious business owners seeking funding minus disruptions to the business’ cash flow. Simply pledge an equipment as collateral and get easy financing!

Documents required for Equipment Finance

  • Purchase invoice for machinery/equipment

  • KYC and CIBIL record of the company and its directors

  • Bank statements for the last 12 months of business

  • Books of Accounts/audited financials for the previous 3 years of business

  • Sales data for the last 12 months

  • Existing Loan Declaration

  • Proof of residence/office

Term Loans

Tata Capital’s equipment term loans are designed to offer 360-degree financial support to your business. Use the loan product to fund your business’ on-going expansion needs, repay high-cost debt, upgrade technology and machinery, invest in R&D, leverage specific cash streams that accrue into your company, and supplement working capital.

Benefits

  • A good Loan to Value of 70 to 80% of the equipment value – enjoy lower interest rates and easier accessibility to your equipment term loan

  • Enjoy attractive ROIs in the form of enhanced business productivity, faster turnaround time, happy customers, and higher profits

  • Customisable loan tenure to match your budget 

Buyers’ Credit

Tata Capital offers a one-of-its-kind credit facility programme wherein Indian manufacturers are encouraged to explore new geographies of equipment purchase from the overseas supplier. Our buyers’ credit programme is a short-term loan offering wherein importers can receive credit from overseas lending institutions based on the issuance of a ‘letter of credit.’ Local importers can now have access to cheaper foreign funds as opposed to local funding sources that may be more expensive.

Benefits

  • A cheaper source of financing overseas purchase

  • Enjoy lower interest rates that are linked to LIBOR

  • Receive needed funds without exhausting working capital and existing lines of credit

  • No secondary collateral needed subject to company profile

  • Pay lower margin money when compared to banks

  • Option of structured EMI where moratorium can be given for the post-installation period

Digital Equipment Loans

Tata Capital offers a digital platform for machinery loans ranging between Rs. 10 lakhs and Rs. 1 crore. Customers can understand their loan eligibility within minutes and log onto the digital portal to apply for a loan.

Benefits

    • Collateral-free

    • Customisable tenure of 24 to 60 months

    • Pre-approved machinery loan offers

    • All-digital, fast, and hassle-free 

Equipment Finance Features & Advantages

Below are the features and advantages of choosing Tata Capital’s Equipment Finance services to meet your business requirements:

  • Customised products to fund a host of business needs

  • Competitive interest rates

  • Faster loan and credit approvals

  • Quick and hassle-free all-digital application process

  • Flexible loan tenure

  • Simple documentation

  • PAN-India customer support via dedicated relationship managers

Explore our Other Solutions

Term Loans
Term Loans

Term Loans

Tata Capital Term Loans are designed to help you meet all your business requirements and fund your business expansion and growth. 

Structured Products
Structured Products

Structured Products

At Tata Capital, we provide your business a wide range of customized financing solutions driven by a combination of assets, contracts and underlying cash flows. 

Working Capital Loans
Working Capital Loans

Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

Construction Finance
Construction Finance

Construction Finance

Tata Capital's team of specialists can help you analyze your precise requirements and select the right loan product for your construction business.

Beware of Frauds!

For any assistance, contact our customer support