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Find Tata Capital Approved Projects in your city

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What are Approved Housing Projects?

Tata Capital Housing Finance assesses housing projects on legal and technical terms. The projects that pass all the benchmarks are added to our database of approved housing projects. When homeowners want to buy a property from a reputable developer, they must check for the Advanced Processing Facility number or code. This code certifies that the project has received approvals in support of its credibility. As a result, homeowners don’t need to gather the project’s legal documents from the developer. 

How does Tata Capital Approve Housing Projects?

We follow the Advanced Processing Facility process for the legal and technical valuation of a project. The steps Tata Capital experts initiate include:

  • Assessing the site of construction to ensure compliance with the sanction plan. It must adhere to the permitted property’s height, building’s distance from the boundary, number of units, built-up area, etc.
  • Inspecting the loading factor
  • Checking factors that can cause marketability issues - poor infrastructure, nearby slums or graveyards, narrow access, etc.
  • Evaluating the quality of construction
  • Analyzing the project’s progress
  • Comparing the project’s price with the existing market rates

Apart from the steps mentioned above, our technical officer performs property identification. 

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What are the Advantages of Choosing a Housing Project Approved by Us?

Choosing a Tata Capital approved housing project ensures easy home loan approval. Since the housing project has undergone the different stages of legal and technical appraisals, your housing loan application is processed faster. There is no need to perform verifications and time-consuming assessments. Moreover, selecting an approved housing project keeps you protected from future legal hassles.

Advantages of Choosing a Housing Project Approved by Us

Below are some of the reasons to choose a housing project approved by Tata Capital:

Invest in Technically Verified Projects

All housing projects approved by us have gone through a stringent process for legal and technical valuation. We make sure that the project is fully compliant with the builder’s sanction plan and government norms. Moreover, we conduct a thorough verification process to check the legality of construction and whether the builder has obtained the necessary approvals or not. It means that if you choose a Tata Capital-approved project, you stay protected from any kind of legal hassles in the future.

Get the Best Construction Quality

We make frequent visits to the construction site to ensure that the materials used by the builder are top-notch. Additionally, we inspect factors such as a building’s height, open spaces, built-up area, apartment layout, distance from the boundary, etc., before approving a housing project. Hence, if you want to buy a property with the best construction quality in your town, you can go for any of the Tata Capital-approved projects without any second thoughts.

Pay at the Existing Market Rate

It’s a common practice among builders to sell their properties at exorbitant prices. This creates an unnecessary burden on homebuyers, and they resort to taking home loans of unreasonably high amounts. However, at Tata Capital, we compare a project’s price with the existing market rate and the prices of other properties in that area. We approve a housing project only if it is priced fairly by the seller or builder.

Easy Home Loan Approval

Choosing a Tata Capital-approved housing project makes you eligible for an easy home loan approval from us. Since all our existing housing projects have undergone several stages of legal and technical verification, home loans are processed quickly for them. The need to perform time-consuming assessments and verifications is eliminated. On top of everything, you will be required to submit the bare minimum documents to get a home loan for a pre-approved property.

Attractive Rate of Interest

The rate of interest levied on your home loan plays a crucial role in determining the EMIs that you need to pay for it. The higher the interest rate is, the higher will be your home loan EMIs. By choosing a housing project approved by Tata Capital, you can get a home loan from us at a highly competitive interest rate, starting from just 8.75%* per annum. Moreover, you can make your EMIs much more affordable by choosing a home loan tenure of up to 30 years.

A Wide Array of Projects

Our list of approved projects comprises a vast range of properties spanning all major towns in more than 20 Indian states. Moreover, we have selected properties from almost all top builders in the country. You can simply select your preferred state, city, and builder’s name from the drop-down menu present at the top of this page to see the projects of your choice.

How to Find Approved Projects in your City?

We have curated a large database of approved housing projects for you.

  • You can enter the details in the three boxes on top of this page to find approved projects in your city.
  • The first box requires the state in which you are searching for an approved project.
  • The second box requires the city’s name.
  • The third box asks for the preferred builder’s name.
  • After you enter the required information, the finder will display a list of approved projects. You will see the vital information and addresses for each of these projects.

Contact your nearest Tata Capital Housing Finance Branch for more information about the approved projects in your city. 

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What our customers say about us

Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.

Prakash Patil

Home Loan | 23 Aug, 2024

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Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.

Nandlal Lal Arora

Home Loan | 13 Aug, 2024

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Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal

Farhang Ahmed Azar

Home Loan | 24 Jul, 2024

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