Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs

SUPPORT

New Car Loan

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Home Loans for Self-Employed by Tata Capital

Just like salaried individuals, self-employed individuals can also apply for home loans to purchase or construct their houses. It is specifically designed to help self-employed individuals meet their housing finance requirements. However, the eligibility criteria for a housing loan for self employed might differ from that for salaried individuals.

With Tata Capital, you can apply for a home loan for self employed in a few easy steps and get housing finance at competitive interest rates. Our home loan interest rates for self employed start from just 8.75% per annum*. Additionally, we have simple home loan eligibility for self employed and require minimal self employed home loan documents.

  • Loan amount offered

    ₹ 5 lakhs to ₹ 5 crores

  • Loan tenure

    Upto 30 years

  • Interest rate starting @

    8.75%* p.a.

Benefits of Housing Loan for Self Employed

Attractive Rate of Interest

With Tata Capital, you can get a home loan for self employed at an attractive rate of interest. Our home loan interest rates for self employed start from just 8.75% per annum*. Moreover, we can determine the best home loan interest rate for you as per your credit score, income, and eligibility.

Loan for Purchase and Construction

With a Tata Capital housing loan for self employed, you can get financing for purchasing a ready-to-move-in house or constructing your house on a piece of land. You can also use a housing loan for self-employed for your home extension or renovation, balance transfer, and much more.

Simple Eligibility Criteria

At Tata Capital, we ask for very basic home loan eligibility for self-employed. As a self-employed individual, you can avail of a home loan from us by fulfilling some simple eligibility requirements, depending upon your age, annual turnover, and business experience.

Fast Approval

At Tata Capital, we provide instant approvals for home loan applications. You can apply for a housing loan for self employed with us and get the loan amount in your bank account within seven to eight working days.

Convenient Loan Tenure

At Tata Capital, you have the flexibility to choose your home loan tenure at your convenience. You can take a housing loan for self-employed for a tenure of as long as 30 years. This ensures that you can pay off your home loan EMIs comfortably, even if your business revenues fluctuate.

whatsapp

Avail TATA Capital loans directly from WhatsApp

Eligibility Criteria for Home Loan for Self Employed

Home loan eligibility for self employed may vary from one lending institution to another. At Tata Capital, we provide home loans for self-employed with simple eligibility criteria:

  • The age of the applicant should be between 24 to 65 years

  • The applicant should have a work experience of at least three years in the current field

  • The applicant should be running their current business for at least three years

Self Employed Housing Finance Calculator

Net income (monthly)
₹75,000 ₹35,00,000
Monthly obligations
₹75,000 ₹35,00,000
Rate of interest
%
10% p.a 19% p.a
Tenure
1 Years 6 Years
Tenure
12 Months 72 Months

Congratulations!

You are eligible for a Home Loan upto

Total loan amount

EMI

Documents Required for Home Loan for Self Employed

Here is the list of documents that applicants must furnish for a smooth home loan application.

  • Proof of Identity (Voter card, Aadhaar card, Passport)

  • Proof of Residence (Voter card, Aadhaar card, Passport, Bank Account Statements, Property Tax Receipts, Utility Bills)

  • Proof Of Income (PAN card, Current Account statements, IT Returns, TAN card)

  • Property-related documents (Copy of the property purchase agreement)

How to Apply for Self Employed Home Financing

 

You can apply for a Tata Capital Home Loan for Self Employed through any of the following ways:

  • Branch

    You can visit your nearest Tata Capital branch to apply for a housing loan for the self-employed. We have more than 180 branches across India.

More Home Loan products for you

Home Loan for government employees

With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.

Home Loan for self-employed

With Tata Capital, you can apply for a home loan for self employed in a few easy steps and get housing finance at competitive interest rates.

Home Loan for women

With Tata Capital, you can apply for a home loan for women in a few easy steps and get housing finance at competitive interest rates. 

What our customers say about us

Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.

Prakash Patil

Home Loan | 23 Aug, 2024

starstarstarstarstar

Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.

Nandlal Lal Arora

Home Loan | 13 Aug, 2024

starstarstarstarstar

Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal

Farhang Ahmed Azar

Home Loan | 24 Jul, 2024

starstarstarstarstar

Find the right Loan for you

Affordable Housing Loan

  1. At Tata Capital, we believe that every single person, regardless of their financial background, deserves a home to call their own.

With this vision, Tata Capital Housing Finance offers affordable home loans at competitive interest rates. 

Affordable Housing Loan Affordable Housing Loan

Home Loan Blogs

Home Loan
Home Loan
20 February, 2025
Home Loan
Home Loan
24 January, 2025
Home Loan
Home Loan
20 January, 2025

Beware of Frauds!

For any assistance, contact our customer support