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New Car Loan

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Business Loan for Professionals

Business loans for professionals are provided exclusively to self-employed professionals, such as Chartered Accountants (CAs), doctors, company secretary, engineers, and architects. A business loan for self employed professional is meant to help them establish or expand their office, branch, or clinic. For example, a business loan for doctors or a physician business loan can aid medical practitioners to start a new medical clinic, procuring costly healthcare equipment, or hiring trained medical staff.

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. Our business loan for self - employed professionals is tailor-made to suit the unique financial needs of professionals, including doctors, CAs, engineers, architects, and lawyers, among others. Furthermore, we provide exclusive business loans for doctors at special interest rates and extended tenures.

  • Loan Amount

    ₹ 5 Lakhs to ₹ 75 Lakhs

  •  Loan Tenure

    12 to 60 months

  • Interest rate starting @

    12% p.a.   View Rates & Charges

Professional Loan EMI Calculator

Loan amount
9,000,000%1,000,000%
₹1,00,000₹90,00,000
Loan duration
1%5%3%
1 Year5 Years
Loan duration
12%60%36%
12 Months60 Months
Rate of interest
%
26%12%
12% p.a26% p.a

Monthly EMI

₹33,214*

Created with Highcharts 9.0.1Total Amount Payable₹11,95,715*Total Amount Payable₹11,95,715*Total Interest Payable₹1,95,715*Total Interest Payable₹1,95,715*
  • Total Amount Payable

    ₹11,95,715*

  • Total Interest Payable

    ₹1,95,715*

Total Amount Payable

₹11,95,715*

Total Interest Payable

₹1,95,715*

Features of Loan for Professionals

Loan Amount Get loans up to Rs 75 Lakhs with Tata Capital
Interest Rate Enjoy attractive interest rates on your loan
EMIs Get flexible EMI repayment schedules
Tenure Repay your loan comfortably in tenures ranging from 12 to 60 months
Processing and Approval Benefit from Tata Capital’s easy application process, minimal documentation and quick approvals.
Balance Transfer Facility Transfer your existing business loan for professionals to Tata Capital to enjoy competitive interest rates, flexible loan tenure, Hybrid Term Loan and more.
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Avail TATA Capital loans directly from WhatsApp

Eligibility Criteria for Business Loan for Professionals

Here is Tata Capital’s easy eligibility criteria for business loans for professionals:

    • The applicant should be a self-employed professional with a professional degree

    • The age of the applicant should be between 21 years and 65 years (at the time of last EMI)

       

    • The applicant should have at least one year of professional experience

Documents Required for a Professional Loan

  • KYC Documents of the applicant

  • Degree Certificate

  • Medical Council Registration Certificate (For Doctors)

  • Certificate of Practice 

  • Bank statements for the last six months

  • ITR and the Computation of Income for the last two years

Please note that you may be asked to submit additional documents at the time of loan processing. 

Professional Loan Fees and Charges

Interest Rate Tata Capital offers attractive interest rates on business loans for professionals
Processing Fees This refers to the fee levied to process the loan application.
Prepayment Charges This is charged in case the borrower wishes to repay the loan before the agreed upon maturity date.
Foreclosure Charges This is charged in case the borrower wishes to repay the outstanding loan amount in its entirety before the scheduled tenure ends.
Stamp Duty This charge depends on the state in which you’re applying for a loan.

How to Apply for a Tata Capital Business Loan for Professionals?

You can apply for a Tata Capital business loan for professionals online as well as offline. Here are the steps for offline application:

  • Step 1: Visit your nearest Tata Capital branch.
     

    Step 2: Complete the application form and attach all documents as directed by our executive.
     

    Step 3: The loan amount will be disbursed as soon as your business loan application is approved.

More Business Loan Products for you

Business Loan for professionals
Business Loan for professionals

Business Loan for professionals

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. 

Business Loan for women
Business Loan for women

Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

What our customers say about us

Very good communication at Tata Capital. Unfortunately, due to my situation, I couldn't make timely payments, but Tata Capital was understanding.

Saravanan Raman

Business Loan | 26 Feb, 2025

starstarstar

Thank you so much for resolving my issue. I will recommend Tata Capital to my family members too. Thank you!

MADDALA NAGAVENKATA RAMARAO

Business Loan | 24 Feb, 2025

starstarstarstarstar

No hidden charges, good staff behavior, great coordination with clients, trust in the brand, and transparency in disbursements.

KRISHNABAI K KAMATAR

Business Loan | 04 Feb, 2025

starstarstarstar

Find the Right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

BL Machinery Loans BL Machinery Loans

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