Planning to renovate your home can be an exciting journey, but understanding the home renovation costs involved is essential before you embark on this project. Whether you’re upgrading a single room or planning a complete home makeover, knowing what to expect helps you budget wisely and avoid surprises.
Renovating your home isn’t just about enhancing its aesthetics; it’s also about improving comfort, functionality, and your property’s long-term value. However, without proper cost planning, even a simple upgrade can quickly spiral into an expensive project.
Home renovation costs in India can vary greatly depending on the city you live in, labour charges, and the scope of renovation. As is the case each year, in 2025, homeowners planning renovation projects face a fresh set of considerations including rising material costs, changing design trends, and increasing labour charges.
In this guide, we share valuable insights into understanding the cost of a full home renovation in 2025. From types of renovations and cost-effective upgrades to budgeting tips and funding options, we cover it all. You’ll also find a city-wise cost comparison to help you plan better your full renovation house. If you’re planning to renovate this year, knowing what to expect in 2025 will equip you with making informed decisions as you renovate your home in a financially prudent manner.
Latest Updated Home Renovation Costs in 2025
Here’s an approximate renovation price list:
Type of Renovation
Approximate Cost
Full House Renovation
Rs. 15,00,000 – 50,00,000
Kitchen Renovation
Rs. 1,50,000 – 5,00,000
Bathroom Renovation
Rs. 60,000 – 2,50,000
Room-Specific Renovation
Rs. 40,000 – 2,00,000
Exterior Renovation
Rs. 1,00,000 – 5,00,000
Partial Renovation
Variable
Energy-efficiency Renovation
Variable
Structural Renovation
Rs. 2,00,000 – 10,00,000
Cosmetic Renovation
Rs. 20,000 – 1,00,000
Different Types Of House Renovation
When it comes to home renovation, choosing the right type of renovation that suits your needs and goals is crucial. Different types of renovations have varying scopes of work and costs. Here are some common types of renovations to consider:
1. Full House Renovation:
A full house renovation involves remodelling the entire house, including structural changes, electrical and plumbing upgrades, and renovating every room. While it can be costly, a full house renovation offers a complete transformation of your home.
2. Kitchen Renovation:
Focusing solely on updating and upgrading the kitchen space, a kitchen renovation may include changing cabinets, countertops, appliances, and flooring. It can greatly enhance both functionality and aesthetics.
3. Bathroom Renovation:
Bathroom renovations can range from simple updates to full remodels. Changes may include installing new fixtures, tiling, and reconfiguring the layout. The scope of the renovation impacts costs.
4. Room-Specific Renovation:
Renovating individual rooms like bedrooms, living rooms, dining rooms, or home offices allows you to address specific needs and preferences. Costs depend on the room’s size and level of customisation.
5. Exterior Renovation:
Exterior renovations focus on enhancing curb appeal and outdoor living spaces. This may include landscaping, deck or patio construction, siding replacement, or roof repairs. Costs can vary based on the scale of the project.
6. Partial Renovation:
For those on a budget, opting for partial renovations that focus on specific elements or areas within a room can be a cost-effective choice. It allows for updates without a full-scale remodel.
What Factors To Consider When Choosing The Type Of House Renovation?
Choosing the right type of house renovation project for your needs is important. Consider the following options:
– Full House Renovation: This is a complete renovation involving structural changes, plumbing and electrical upgrades, and redesigning every room. Though expensive, it significantly enhances your home’s overall market value and appeal.
– Kitchen Renovation: This involves updating countertops, flooring, cabinets, and appliances. This option is ideal if your kitchen feels outdated or lacks functionality.
– Bathroom Renovation: This can range from minor upgrades to complete remodels. New plumbing fixtures, storage, and tiling can improve your bathroom’s look significantly.
– Room-Specific Renovation: Focus on revamping one room like a bedroom, home office, or living area, based on your needs and home renovation budget.
– Exterior Renovation: You can boost your home’s kerb appeal with landscaping, patio installation, roof repairs, or a fresh coat of paint on exterior walls.
– Partial Renovation: You can choose to renovate specific elements, like kitchen cabinets or bathroom fixtures, if only certain features require work.
– Energy-Efficiency Renovation: Improve the energy efficiency of your house by adding insulation, heating/cooling systems, or energy-efficient windows.
– Structural Renovation: If you wish to make changes to the layout of your home, or if there are structural concerns, choose this renovation project.
– Cosmetic Renovation: Small and budget-friendly updates like painting, new flooring, or fixture replacements can improve the appearance of your house.
– DIY Renovation: If you have the right tools, skills, and interests, consider taking on a DIY renovation project. This can save labour costs and also prove to be personally rewarding for hobbyists.
Now that we have explored different types of house renovations, let’s dive into understanding the estimated home renovation costs.
How To Plan Your Home Renovation Budget?
For budgeting your chosen home renovation project, consider the following:
– Home Renovation Cost Calculators: Online calculators give you an estimate of the flat renovation costs involved. You can also calculate renovation cost per square foot India with such calculat
– Contractor Quotes: Compare and contrast quotes from different contractors to find the best timeline and pricing.
– Contingency Funds: Set aside a part of your renovation budget to account for sudden expenses.
– Home Renovation Loans: These will help distribute renovation payments over time.
– Necessary Renovations: Prioritise important renovations in your project.
How To Estimate House Renovation Costs: Step-By-Step Guide
Determining the cost of renovating an entire house requires careful consideration of various factors. By following these steps, you can effectively estimate the total renovation cost:
Step 1: Project Planning
The first step in calculating the cost of renovating your entire house is thorough project planning. Engage an architect or designer to help you create a comprehensive plan outlining renovation specifics aligned with your budget and vision.
Step 2: Demolition and Structural Changes
Before renovation work can begin, address demolition and necessary structural changes. Allocate a portion of your budget to cover these initial phases effectively.
Step 3: Plumbing and Electrical
Upgrading or reconfiguring plumbing and electrical systems is often a significant part of house renovation. Consult with professionals to assess the scope of work accurately and allocate an appropriate budget for these aspects.
Step 4: Flooring, Tiling, and Interior Walls
Address interior finishes like flooring, tiling, and treatment of interior walls. Costs vary widely based on material choices. Set a budget that aligns with your vision while staying within financial means.
Step 5: Kitchen and Bathroom Renovation
Kitchens and bathrooms are focal points in renovations. Costs include cabinetry, countertops, appliances, fixtures, tiles, and more. Determine the level of renovation you want to prioritise based on your preferences and budget.
Step 6: Windows, Doors, and Roofing
Consider costs associated with windows, doors, and roofing. These components impact both aesthetics and functionality. Budget for replacements or refurbishments that meet your home’s needs.
Step 7: Exterior Renovation and Additional Expenses
Enhance curb appeal through exterior renovations like landscaping or hardscaping projects. Allocate funds for unexpected or miscellaneous expenses that may arise during the renovation process.
Step 8: Total Renovation Cost
After estimating costs for each step, calculate the total renovation cost. Keep in mind that unforeseen expenses may arise during projects; maintain a contingency fund for such situations.
Cost Breakdown by Room Type:
The type of room being renovated significantly impacts the overall home renovation cost. Different rooms have varying sizes, purposes, and requirements that influence material choices, labour expenses, and overall project costs. Here’s how room type affects renovation expenses:
1. Kitchen:
Kitchens are often the most expensive rooms to renovate due to the need for high-quality materials like cabinets, countertops, appliances, and plumbing or electrical work.
2. Bathroom:
Bathroom renovations can range from simple updates to full remodels. Costs depend on fixtures, tiles, plumbing upgrades, and the level of customisation desired.
3. Living Room:
Living rooms are typically easier to renovate compared to kitchens or bathrooms. Expenses include flooring replacement or refinishing, paint or wallpaper updates, lighting fixtures, and furniture rearrangement.
4. Bedroom:
Renovating a bedroom often involves cosmetic changes like painting walls, replacing flooring or carpets, upgrading furniture or fixtures within a limited budget range.
5. Dining Room:
Dining room renovations vary in cost based on flooring choices (wood vs tile), lighting fixtures (chandeliers vs pendant lights), wall finishes (paint vs wallpaper), etc.
6. Home Office/Study:
Home office renovations prioritise functionality with considerations for storage solutions, ergonomic furniture, lighting, and electrical outlets. Costs depend on the scale of renovation and desired customisation.
7. Utility/Storage Room:
Renovating utility or storage rooms generally involves optimising organisation and functionality with shelves, racks, and storage solutions. Costs are usually more affordable compared to high-traffic areas.
8. Outdoor Spaces:
Renovating outdoor spaces like patios, decks, or gardens enhances the home’s curb appeal. Costs vary depending on the scale of landscaping or hardscaping projects.
Cost Breakdown by Renovation Components:
To further understand the cost breakdown of a home renovation project, consider these components:
1. Flooring:
Flooring costs vary based on material choices such as laminate, vinyl, hardwood, or tile. Prices range from Rs. 50 to Rs. 200 per square foot.
2. Painting:
Interior wall painting costs depend on paint quality and labour charges. Average rates range from Rs. 30 to Rs. 100 per square foot.
3. Plumbing:
Plumbing upgrades may include replacing pipes or fixtures. Average costs fall between Rs. 60 and Rs. 150 per square foot.
4. Electrical Work:
Electrical upgrades involve rewiring or installing new outlets and switches. The cost ranges from Rs. 40 to Rs. 120 per square foot.
5. Kitchen Renovation:
Costs for a kitchen remodel can vary widely based on material choices for cabinets, countertops, appliances, etc., ranging from Rs. 500 to Rs. 1,000 per square foot.
6. Bathroom Renovation:
Bathroom remodel costs encompass fixture replacements, tiling work, plumbing upgrades, etc., ranging from Rs. 300 to Rs. 600 per square foot.
7. Roofing:
Roof replacement costs depend on the materials chosen and the complexity of the roof structure but generally range from Rs. 150 to Rs. 300 per square foot.
8. Windows and Doors:
Replacing windows and doors is an essential part of renovations and may cost between Rs. 200 and Rs. 500 per square foot.
9. Exterior Renovation:
Enhancing the home’s exterior involves costs such as painting, siding replacement, landscaping, etc., ranging from Rs. 100 to Rs. 300 per square foot.
10. Interior Walls:
Costs for interior wall treatments like plastering, wallpaper, or panelling range from Rs 40 to Rs 100 per square foot.
By breaking down the renovation components, you can estimate the home remodelling costs involved and plan your budget accordingly.
What Is The Cost Of Home Renovation In Major Indian Cities?
City
Average Home Renovation Cost
Mumbai
Rs.1,800 – Rs.4,500 per sq. ft.
Delhi
Rs.1,500 – Rs.4,000 per sq. ft.
Bangalore
Rs.1,700 – Rs.4,200 per sq. ft.
Kolkata
Rs.1,300 – Rs.3,500 per sq. ft.
Chennai
Rs.1,400 – Rs.3,800 per sq. ft.
How Location Impacts House Renovation Costs: Regional Variations In India
Indian cities exhibit regional variations in home renovation costs due to differences in living standards, labor costs, material availability, etc. Here’s how different cities across India may impact your home renovation budget:
1. Mumbai:
Renowned for its high living costs, Mumbai’s renovation projects often carry premium price tags reflecting high real estate values and quality materials and finishes.
2. Delhi:
The historical heart of India, Delhi’s renovation costs can vary widely based on location. Upscale neighbourhoods have higher expenses compared to more affordable areas.
3. Bangalore:
Known for its vibrant tech scene, Bangalore’s renovation costs may align with modern design trends, technology focus, and energy-efficient solutions.
4. Kolkata:
Kolkata offers a blend of heritage and artistry. Renovations in Kolkata may involve the preservation of historical elements, impacting both cost and timeline.
5. Chennai:
Chennai’s renovation costs depend on factors like location, material choices, and quality of finishes. Understanding regional variations helps in estimating accurate costs.
How To Finance Your House Remodel?
Renovating your home is exciting, but it can also quickly stretch your budget. Leading financial institutions offer dedicated home renovation loans to finance your remodelling needs.
At Tata Capital, we make funding your dream remodel easier with flexible financial solutions designed to suit your needs. Tata Capital offers personal loans for home renovationdesigned to help you fund everything from minor touch-ups to full-scale remodels, without draining your savings.
With loan amounts starting from up to Rs. 35 lakhs, you get the flexibility to renovate on your terms. Whether it’s upgrading your kitchen, modernising bathrooms, or redoing your interiors, Tata Capital’s customised personal loans come with minimal documentation, quick approvals, and flexible repayment tenures of up to 6 years.
With Tata Capital’s home renovation loans, you enjoy:
– Maximum Loan Eligibility: Get the financial flexibility you need to turn your house into the home you’ve always wanted.
– All-in-One Renovation Support: Whether it’s minor repairs or major upgrades, our Home Renovation Loan covers it all. Use the funds for structural fixes, interior makeovers, or functional improvements to enhance your living space.
– Flexible Repayment Plans: Enjoy complete control over your EMIs. Choose a repayment schedule that suits your cash flow and comfort and make the renovation process smooth and stress-free.
– No Collateral Required: Apply with ease; you do not need to pledge any assets to apply for Tata Capital’s renovation loan.
Whether it’s a kitchen upgrade, structural repair, or a complete transformation, Tata Capital’s financing options help turn your vision into reality without financial stress.
Conclusion
In conclusion, understanding the cost of a full home renovation in 2025 requires careful planning and consideration of various factors such as project scope, material choices, regional variations, and room-specific requirements.
By following the steps outlined in this guide and utilising online tools like Tata Capital’s Home Loan EMI Calculator, you can effectively estimate and manage your renovation costs. Remember to allocate a contingency fund for unexpected expenses that may arise during the renovation process. With thorough planning and informed decision-making, you can achieve a dream home transformation within your budget.
To explore financing options for your home renovation project or learn more about our services, visit Tata Capital’s website today!
Do I need permission to renovate my house in India?
Permissions for house renovations can be obtained from local authorities. They will ensure that your renovation plans are compliant with local laws and regulations.
Who is eligible for a home renovation loan?
Eligibility criteria varies based on lender’s terms. Generally, salaried or self-employed persons in the age bracket of 21 and 58 years can apply for home renovation loans.
What is the maximum limit for repair & renovation under a home loan?
The maximum limit varies depending on the lender’s terms. Tata Capital offers high loan amounts of up to Rs. 35 lakhs so you can conduct your renovation project without financial worries.
Can we claim tax exemption on house renovation?
Yes, home renovation loans do offer tax benefits. Under Section 24 of the Income Tax Act, 1961, you can claim a tax deduction of up to Rs. 30,000 per year on the interest paid towards a home renovation loan.
The Act allows a total deduction of Rs. 2 lakhs annually on the interest component of loans taken for the purchase, construction, or renovation of a residential property. Within this limit, Rs. 30,000 is specifically applicable to home renovation loans.
06 May 2025
12 mins read
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