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Tata Capital > Blog > Education Loan for Journalism

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Education Loan for Journalism

Education Loan for Journalism

Do you find yourself constantly asking the question “why”? Do you question the things around you and are determined to seek the truth? If so, journalism is the perfect career for you.

Journalism is about uncovering truths and communicating them with clarity, objectivity and impartiality. This field is vast, with opportunities in print, television and broadcast journalism. If you have exceptional writing and effective communication skills, a constant curiosity to learn new things, and the passion to work in a fast-paced, ever-changing environment, consider pursuing a Bachelor in Journalism degree.

A Bachelor of Journalism degree gives you the unique opportunity to work for the best media companies in the country and contribute to how citizens perceive the world around them. It is a fascinating, exciting, yet challenging field.

Beyond the challenges of the journalism profession, pursuing a degree presents another challenge: funding your education. Like every degree, a journalism degree from a reputed university can be expensive if you plan to pay out of pocket. With an education loan, you enter this exhilarating career opportunity without worrying about funds.

In this article, we explore how an education loan for journalism can ease your journey into a fun yet challenging career.

What is a Bachelor of Journalism degree?

A Bachelor of Journalism is a three-year undergraduate degree that introduces you to the diverse avenues in the field and skills necessary to become a journalist. A journalism degree opens many doors into exciting careers such as print and broadcast journalism, news reporting, public relations, advertising and more.

In India, some of the most reputed institutions to pursue BA Journalism include:

1. Amity University Noida

2. Madras Christian College

3. Jamia Millia Islamia

4. Delhi University

5. Christ University 

To join a journalism degree program, you must have graduated from 12th grade with at least 50% marks. You may also have to clear university-based entrance exams.

Cost of studying journalism

On average, the tuition fee to pursue a degree in journalism in India ranges between Rs 3,499 and 1,00,000 per year. Apart from the tuition fee, you also have to factor living expenses such as hostel and mess fees, book fees, and other costs into your expenses.

The total cost of your education would depend on the university you choose, the exact specialisation within journalism and whether you pursue a regular or an honours degree.

Education loan for journalism

To pursue journalism from a reputed institution, you need to be able to finance your education without burning through your savings. An education loan can save you from this stress and provide you with enough funds to cover your educational expenses.

Here are the reasons why you should consider applying for an education loan:

1. An education loan finances your studies without having to put a strain on your family to pay for your education.

2. You can claim tax deductions on interest repayments towards your education loan under Section 80 E of the Income Tax Act. This provision saves you money in the long run.

3. You do not have to start repaying your education loan immediately. Some lenders offer a moratorium period on your loan, which makes repayments more manageable.

4. Some education loans cover not just your tuition fees but other expenses as well. With proper collateral for security, you can procure loans for all your education expenses with zero-margin money requirements.

5. Repaying education loans in a timely manner is a great way to build your credit score and step into your career with a good credit score.

Final thoughts

If you are passionate about reporting the truth, meeting new people, and gaining knowledge as you work, consider becoming a journalist. A bachelor’s degree in journalism is your first step into this field. You can fund this educational path by applying for an education loan for journalism. With a reputed and trustworthy financial institution like Tata Capital, you can be sure to get the best terms and most benefits in your loan process.

Secure a student education loan from Tata Capital for a bright future in journalism. Tata Capital offers comprehensive education loans that keep in mind the unique needs of students. With high loan amounts, zero margin money requirements, affordable and competitive interest rates and a flexible repayment schedule, Tata Capital ensures you can focus on finances without stressing about money.

Add wings to your dream. Apply for an Education loan!

Apply now
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