Karva Chauth is a festival of immense significance in Hindu tradition. On this day, wives fast from sunrise to moonrise, praying for their husbands’ long lives.
But nowadays, both husbands and wives observe the fast, praying for each other’s good health and long lives. As the festival approaches, many husbands seek the perfect gift to surprise their wives. This year, why not make it unforgettable by renovating your home? A fresh, beautifully renovated space can be a delightful surprise that adds comfort and luxury and strengthens your bond.
This article discusses tips and tricks on revamping your old home into a new one and explores how a personal loan can help fulfill this dream.
Five ways to transform your Old Home into a New One
Renovating your home can be a thoughtful and impactful gift for Karva Chauth. Here are some effective ways to refresh and enhance your living space:
1. A fresh coat of paint
Changing the colour scheme can breathe new life into your home. Choose hues that reflect your wife’s style and create an inviting atmosphere throughout each room.
2. Upgrade furniture
Invest in stylish and comfortable furniture that complements your existing decor. Opt for pieces that offer both function and modern elegance, making your space feel updated and cosy.
3. Kitchen makeover
Modernise your kitchen with the latest appliances, chic faucets, and sleek cabinetry. A well-designed kitchen improves functionality and adds a touch of sophistication to your home.
4. Lighting enhancements
Update your lighting fixtures to create a warm and inviting ambience. Incorporate a mix of task, ambient, and accent lighting to highlight various areas and add visual interest.
5. Bathroom renovation
Refresh your bathroom with contemporary fittings, a stylish vanity, and smart storage solutions. A renovated bathroom can elevate your home’s overall appeal and comfort.
Renovating an old home is no easy feat. According to Architectural Digest, renovating a 1,000-square-foot budget-friendly home could cost anywhere from Rs. 10-20 lakhs or even more, depending on the extent of the renovation. However, securing a personal loan can make this process much more manageable.
How a personal loan can help you achieve these renovations?
A personal loan is a loan offered by financial institutions based on criteria like income level, credit history, and employment status.
Unlike home or car loans, personal loans are not secured against any asset, meaning you do not need to pledge your property or gold as collateral. This makes personal loans an attractive option for those who need quick access to funds for various purposes, including home renovations.
Here’s how it can help:
1. No collateral required
One of the most significant advantages of a personal loan is that it doesn’t require any collateral. This means you don’t have to risk your assets to get the funds you need for home renovation.
2. Higher loan amounts
Renovating a home can be costly, from upgrading the living room with new furniture to remodelling the kitchen with the latest equipment. Personal loans can provide up to Rs. 35 lakhs, ensuring you have sufficient funds for comprehensive renovations.
3. Long repayment tenure
These loans come with long repayment tenures of up to six years, ensuring you can comfortably repay without straining your budget.
4. Flexible use of funds
The funds from a personal loan can be used for any purpose, giving you the flexibility to cover all aspects of home renovation, from purchasing new furniture to paying for labour costs.
5. Manageable EMIs
With structured EMI plans, you can repay the loan in manageable instalments, making it easier to balance your finances without straining your budget.
6. Quick approval and disbursal
Personal loans typically have a faster approval and disbursal process than other types of loans. This is particularly beneficial when you need funds urgently to complete your home renovation before Karva Chauth.
Karwa Chauth Puja Muhurat
This year on 20th October, the timing of puja on the day of Karva Chauth will be from 5.46 pm to 7.02 pm. On that day, Devotees will get about one and a quarter hours’ time for worship.
Importance of Karwa Chauth Fast
Primarily in North India, women observe fast from morning to moonrise for the sake of their husbands so that they may live longer and be more prosperous. The faith, love, and resilience in fasting that is done by wives for their husbands represents great strong marital bonds. Karwa Chauth has become an occasion of community spirit where women come together to share stories, rituals, and blessings. There are various activities conducted on this day right from early morning sargi meals to evening puja all leading to breaking the fast after sighting of the moon. This traditional practice remains modern in essence with its values of mutual respect and commitment within marriages, hence making it a celebrated event across generations.
Wrapping up
Surprising your wife with a beautifully renovated home this Karva Chauth can be a unique and heartfelt gesture. A personal loan can help you bring this dream to life without straining your finances.
At Tata Capital, we offer personal loans with no collateral required, quick disbursal, and flexible repayment options. What’s more? You can apply for these loans from the comfort of your home.
Make this Karva Chauth unforgettable by giving your wife a home she’ll cherish forever.
23 August 2024
5 mins read
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