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Tata Capital > Blog > Loan for Education > Education Loan for Bachelor of Architecture

Loan for Education

Education Loan for Bachelor of Architecture

Education Loan for Bachelor of Architecture

According to the renowned Swiss architect, Le Corbusier- “Architecture is the learned game, correct and magnificent, of forms assembled in the light”. What better way is there to learn the game of architecture, the correct forms and its magnificent, but through a degree in architecture?

If you find yourself fascinated by beautiful buildings, or wondering what calculations went into the grandest structures of the world, or thinking about ways you can design better spaces, architecture might be your calling.

Architects are designers of the man-made world we live in. They are experts trained in the craft of precisely designing immaculate structures. The intense curriculum architecture students go through also means that the cost of education is quite high.

In this article, we explore how you can pursue a Bachelor of Architecture degree in India and how architecture student loans can help you achieve your passion.

What is a Bachelor of Architecture(B.Arch) degree?

A Bachelor of Architecture(B.Arch) program is a five-year undergraduate degree that focuses on the theoretical and practical aspects of architecture. Students of architecture learn how to design buildings, create plans for building structures, and various aspects of engineering and aesthetics.

Many reputed universities in India offer B.Arch programs. Some of them include:

1. Indian Institute of Technology (IIT)

2. National Institute of Technology (NIT)

3. School of Planning and Architecture (SPA)

4. Indian Institute of Engineering Science and Technology (IIEST)

5. Nehru College of Architecture

6. Amity University Noida

To get Admitted into a B.Arch Course, you must meet the following Criteria:

1. Complete 12th grade in the Science Stream.

2. Clear entrance examinations.

The Most Common Entrance Examinations for Architectural Studies are:

1. National Aptitude Test in Architecture             

2. JEE-Main- Joint Entrance Exam Main (AAT)

Apart from these centralised exams, you can also apply for a B.Arch course through university-based entrance examinations.

Cost of studying B.Arch in India

In public universities, the cost of studying a Bachelor of Architecture degree ranges between Rs. 10000-3,00,000. Whereas in private colleges the fee can be between Rs. 1,00,000 – 6,00,000.

Apart from the tuition fees, you would also have to incur expenses such as hostel fees, mess fees, food expenses, book costs and other educational expenses. The actual cost of studying B.Arch would depend on your choice of university and location. 

Education Loan for Bachelor of Architecture

Given the costs of studying for a B.Arch, an educational loan is a great way to finance your educational expenses. Apart from contributing towards your tuition fees, here are other ways in which an educational loan can be beneficial.

1. An educational loan gives you access to higher education without using up your savings.

2. Most educational loans offer a moratorium period that allows you to wait until you graduate before having to start repaying your loan.

3. Once you start repaying your loans in a timely manner, it can serve as the initial step towards building a strong credit score.

4. You can save by claiming tax deductions on your education loan interest repayments under Section 80 E of the Income Tax Act.

How to Apply for an Education Loan:

1. Select a financial institution that offers architecture student loans.

2. Visit the website and fill in the loan application form. Attach all relevant documents. Fill out the application carefully to avoid mistakes.

3. Once your loan has been approved, the amount will be transferred to your bank account.

Final thoughts

Pursuing a Bachelor of Architecture degree is the first step towards becoming a world-renowned architect and being credited with the most iconic buildings and structures of our times. To get started on this journey, you need a strong financial background. An education loan can help you secure the finances you need to get started.

Apply for a study loan from Tata Capital and secure a education loan at competitive interest rates suited for your educational goals. With Tata Capital’s education loans, you can secure a loan to cover a sizable part of your B.Arch expenses, and the flexible repayment terms give you a stress-free experience, allowing you to focus on your architecture studies without worrying about finances.

Add wings to your dream. Apply for an Education loan!

Apply now
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