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Tata Capital > Blog > Loan for Education > Education Loan for Bachelor of Fine Arts

Loan for Education

Education Loan for Bachelor of Fine Arts

Education Loan for Bachelor of Fine Arts

Ineluctable modality of the visible: at least that if no more, thought through my eyes.

– Ulysses, James Joyce

This quote by the character Stephen Dedalus in James Joyce’s Ulysses perfectly captures our nature as visual beings. We form our opinions about the world primarily through our vision. If you’ve ever been awed by a painting or a sliver of light in a noir movie or a majestic sculpture, you understand the power of vision.

If you consider yourself artistic when it comes to visual media but feel like there’s always more to be done, a bachelor of fine arts is perfect for you. This degree will help you utilize your raw talent in visual media and offer you a chance at an excellent career in fields as diverse as television, painting, interior design, graphic design, etc.

However, being a three- to four-year course, a bachelor of fine arts can be hard on your savings. Worry not; many financial institutions provide education loans that can cover the entire cost of your education. Here is a complete guide on education loan for bachelor of fine arts for you.

What is a bachelor of fine arts?

A bachelor of fine arts is a four-year course that aims to broaden and sharpen your artistic sense and skills in visual arts and media. The instruction is a mix of theory and practice. A bachelor of fine arts differs from a bachelor of arts in that the former is a professional course while the latter is an academic one.

Some reputed institutes that offer a bachelor of fine arts include:

  • National Institute of Fine Arts, New Delhi
  • College of Art, Kolkata
  • Sir J. J. Institute of Art, Mumbai
  • National Institute of Design, Bangalore
  • National School of Drama, New Delhi

To be eligible for this degree, you must pass senior secondary from a recognized board in any stream. However, some institutes may prefer students from the humanities stream in 10+2. Further, some universities also require you to clear one of the following entrance tests:

1. Common University Entrance test (CUET): This test is for admission to central universities for various programs and is usually held in May every year.

2. Maharashtra Applied Arts and Crafts Common Entrance Test (MAH AAC CET): This is a common entrance test for admission into various fine arts programs offered by institutions in Maharashtra. The exam is online and usually held in May every year.

3. National School of Drama Admission Exam: The NSD admission exam is for admission to the National School of Drama’s dramatic arts program and is usually held in August.

How much does a bachelor of fine arts cost?

A bachelor of fine arts from a public university will cost you Rs. 15000 to 200000 per year. The fee for a bachelor of fine arts degree from a private university varies from Rs. 200000 to 600000. To get a complete estimate, you must consider other costs besides college fees, such as accommodation, food and books.

What are the career opportunities after a bachelor of fine arts?

Some job profiles you can explore after a bachelor of fine arts, along with their average starting salaries, are:

1. Graphic designer, 7 LPA

2. Multimedia artist, 6 LPA

3. Art director, 9-10 LPA

Fashion houses, museums, newspapers, advertising agencies, and television studios are among the top recruiters for bachelor of fine arts degrees.

What factors to consider when applying for a bachelor of fine arts education loan?

Some critical factors you should consider when applying for an education loan for bachelor of fine arts include:

1. Eligibility

You must consider the respective eligibility criteria carefully before choosing a lender. For example, some lenders require an admission letter for approval, while others do not.

2. Interest rate

The interest rate offered by the financial institution determines the total cost of your education. You should compare the interest rates of different lenders before applying for the loan.

3. Loan repayment

Loan repayment includes the terms and duration of loan repayment. You should carefully consider the repayment terms for different institutions and decide on a lender that offers a repayment duration favourable to your financial situation.

Concluding thoughts

A bachelor of fine arts helps you systematically broaden your artistic horizons while building a prestigious career. Fine arts graduates are always in demand in diverse fields associated with visual media.

Once you have secured admission to the institute of your choice, you must tackle the question of funding. Instead of relying on your savings for your education, consider an education loan for fine arts.

Tata Capital provides zero-margin, instant education loan at competitive interest rates covering all your expenses. With funding assured for the entire duration of your course, you can focus solely on learning without worry.

Add wings to your dream. Apply for an Education loan!

Apply now
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