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Tata Capital > Blog > Loan for Home > How to Buy a House in Jaipur at an Affordable Price?

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How to Buy a House in Jaipur at an Affordable Price?

How to Buy a House in Jaipur at an Affordable Price?

Did you know “The Pink City” is not just an incredible tourist destination, but also a place blooming with real-estate opportunities? Its rich cultural heritage and beauty are the primary reasons why tourists and real estate investors wish to buy property in Jaipur.

If you are looking for the perfect yet affordable house in Jaipur, you have come to the right place. We will guide you on how to buy home in Jaipur at reasonable prices.

Check out this detailed step-by-step guide on how to buy a house in Jaipur:

1) Fix your budget –

You must fix a budget before you start looking for a house. Check out Jaipur property prices of popular neighbourhoods and use them as a reference to get an idea about the cost of buying an affordable home in the city.

2) Calculate overheads–

After fixing a budget, you must figure out overhead charges like legal fees, brokerage fees, property tax, stamp duty, etc. All of this will be over and above your EMI. Additionally, with the availability of online home loan EMI calculators, you can accurately estimate the expenses when you take a home loan.

Additional Read: How Can A Home Loan Calculator Help You Plan Your Finances Better?

3) Choose the right locality –

This is one of the primary steps when you want to buy house in Jaipur. The locality in which you live must be safe and hygienic. Daily amenities should be readily available, and the area should be accessible, transportation-wise. Other factors while choosing a locality include proximity to schools and hospitals.

4) Scout affordable neighbourhoods–

Jaipur has several decent, yet reasonably priced areas like Mansarovar, Patrakar Colony, Durgapura, Bank Park, etc. These places are not only affordable but also have metro connectivity and are located near national highways. These neighbourhoods have various grocery stores, shopping malls, petrol pumps and other necessities at a short distance.

If you have a property shortlisted in any of these localities but are falling short on funds, apply for a home loan in Jaipur at reasonable loan rates and quickly ensure a purchase.

5) Know builder history –

Make sure that your developers are credible and do honest and good work, using the best materials approved by industry standards. Perform legal diligence by reading all the legal documents and the sanction plan of the project and find out if your builders have any ongoing legal issues or not.

Additional Read: A Detailed Guide for Buying a House in Top Indian Cities

Parting Thoughts

Financing a house purchase in Jaipur is arguably the most important step towards buying it. If you have narrowed down on a few decent options but are hesitating because of expenses, don’t! Simply, check your home loan eligibility criteria and apply for housing finance.

Are you looking for a credible lender to help you buy a home in Jaipur? If so, then reach out to Tata Capital. We offer housing finance with flexible repayment tenures, minimal paperwork, and attractive home loan interest rates.

If you first want to get an estimate about the kind of EMIs you are looking at with us, use our home loan EMI calculator for home loans, available on our website.

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