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Tata Capital > Blog > Loan for Home > Should You Go for Festive Season Offers on Real Estate This 2021?

Loan for Home

Should You Go for Festive Season Offers on Real Estate This 2021?

Should You Go for Festive Season Offers on Real Estate This 2021?

Yet another year and the festive season are upon us. As everyone looks forward to the auspicious months of celebration, joy, and merriment, the real estate sector is not far behind to make this season even better for you.

The festival season is considered an excellent opportunity for potential investors to enter the property market. And not without reason. Every year, the industry rolls out exciting real estate festive offers to attract potential homebuyers.

Let’s have a look.

Cash discounts

Several developers provide cash discount offers on the per square feet price. Besides, you can avail of offers like easy booking, assured rentals, etc., to allow more savings.

However, before accepting any offer, explore the property market to get an idea of the current rates. Be wise in this festive season and bargain for a price that suits your pocket.

Free offers

The real estate 2021industry is all for offering freebies to homebuyers. While gifts like gold coins, smartphones, or gift vouchers on house bookings are quite common, this time, the developers have kicked it up a notch. Today, many real estate giveaways include free modular kitchens, home appliances, personal wardrobes in each bedroom, or even cars on every booking.

Additional Read: What to expect with real estate industry this festive season in post pandemic world

Flexible payment plans

Many property developers offer subvention plans to potential customers. Under this, you can book the property by paying an initial amount, while the rest has to be paid after possession. This way, you can book a house at the market rate. They also offer flexible payment plans like 30:40:30, 40:60, or 40:40:20 to boost sales.

Keeping up with this trend, lenders extend attractive home loan interest rates to encourage customers to invest in the realty market. From getting swift approvals, zero processing fees to relaxed eligibility conditions, Diwali is also the perfect time to opt for a home loan.

However, before choosing a lender, read the fine print and learn about additional costs like prepayment charges, foreclosure charges, documentation charges, etc.

Reduces registration and stamp duty charges

Stamp duty and registration charges are important costs that you must consider while buying a property. These charges vary from state to state based on the property’s cost, type, and location. Ranging from 5% to 10%, even the slightest reduction in the fee can lead to substantial savings for you. As the real estate developers introduce new projects, they waive off such charges that considerably reduce the overall cost.

While such waivers seem promising at first, you must always invest in projects approved under the RERA guidelines to ensure the maximum safety of the investment.

Additional Read: Planning to Buy New House This Festive Season? Top Things You Must Know

Kick start your festivities with Tata Capital’s home loans!

There is no time better to own a house than now! Start this festive season at your new home with Tata capital! We extend a wide range of multipurpose home finance offering up to Rs. 5 crores at the most competitive home loan interest rates. Enjoy extended loan tenures of up to 30 years.

With a simple application process, minimal documents required, and easy-to-meet home loan eligibility, your dream house is just a click away.

So, get in touch with us today!

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