Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs SUPPORT
Loans For You
Loans for Business
Investment
Insurance
Apply

Quick Links for loans

Quick Links for Insurance

Investment

Offers Quick Pay
Back

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure
Know More
Back

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required
Know More
Back

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients
Know More
Back

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer
Know More
Menu  
 
Apply Now

Tata Capital > Blog > Loan for Home > Get The Best Deals on Property This Diwali

Loan for Home

Get The Best Deals on Property This Diwali

Get The Best Deals on Property This Diwali

For decades, people have considered Diwali the best time to buy property, and rightly so! Not only is Diwali an auspicious occasion for buying property, but you can also enjoy a host of exclusive festive-season benefits. 

Wondering how? Here’s how you can get the best deals on your Diwali real estate purchases. 

Greater availability of properties

Most Indians consider Diwali an auspicious time to invest in property. As a result, residential properties are in high demand across the country during this time of the year. Keeping this in mind, real-estate developers across the country launch new projects during Diwali.

Whether you want to buy a ready-to-move house or one that is under construction, you have a plethora of options to choose from! So, start researching and comparing properties in your location of choice to choose one that suits your needs the most.

Take advantage of Diwali offers

In the past two years, there has been a decline in the prices of residential and commercial properties, making them an attractive investment avenue. And it gets even better with real estate Diwali offers!

In the festive season, you will find a host of offers, discounts, free gifts, and other benefits along with convenient pre-payment plans. So, in Diwali 2021, stop postponing your home buying plans, and go for it!

The most heavily discounted properties are usually those which are under construction. By purchasing them during the festive season, you can impressively reduce your expenses. But at the same time, remember to read the finer details of the contract before buying the property. This will ensure you’re not going head-first into a fraudulent deal.

Affordable home loan interest rates

After the pandemic, Indian consumers are looking to buy property once again. As a result, lenders and NBFCs are now offering the lowest interest rates on housing loans in ten years.

So, if you want to take a home loan this Diwali, the prospects look bright for you because housing finance has never been so accessible!

Faster Property Appreciation

Purchasing property during Diwali is not only considered auspicious but also makes for a smart investment. Beyond the festival’s cultural significance, it is also a time when the real estate market is especially favourable.

Many buyers experience rapid appreciation in their real estate investments during Diwali. This is because the Indian economy usually witnesses a growth spurt during this time, driving up real estate values and offering significant returns to investors.

Easy repayment options

Along with the attractive interest rates, lenders also offer discounts on processing charges and allow for more flexible repayment tenures. So, rest assured! Borrowing a housing loan during the festive season can be a stress-relieving decision because you get to choose preferential repayment terms.

Besides, before applying for a housing loan, you can also use a home loan EMI calculator and estimate an affordable EMI within your budget. Enter your desired loan amount and tenure. Then, adjust these values till you arrive at an EMI amount that you are comfortable paying.

To sum up

After the pandemic, many of us have realised the need for having a home of one’s own. So, if you were putting off buying your home till now, Diwali can be a new beginning for you.

If you want to finance your home with a loan, Tata Capital is here to help. We offer competitive home loan interest rates and offer flexible repayment options. Your dream home is just a click away, so visit our website and apply today!

Apply For House Loan

FAQs

1. Why is Diwali the best time to invest in real estate?

Diwali symbolises new beginnings and prosperity, making it an auspicious day to buy real estate. Developers also offer incentives like discounts and special offers to attract buyers.

2. Which property is good for investment during Diwali?

The best property investment during Diwali depends on your unique needs and preferences. Consider your capital, current property investments and future goals to find the best investment during Diwali for you.

3. What is lucky to buy on Diwali?

Some items considered lucky to buy during Diwali are utensils made from brass, silver, or copper, vehicles, gold and silver, home appliances, electronic gadgets, and investments like property.

Say Hello to Your New Home with Our Easy Home Loans!

Apply now
Popular Searches
anyror modt charges 712 utara online gujarat pre emi calculator earnest money deposit Goa Land Record earnest money khasra number meebhoomi Assam Land Record
Disclaimer

Most Viewed Blogs

Trending Blogs

Calculator

Personal Loan EMI Calculator

Personal Loan EMI Calculator
Home Loan EMI Calculator

Home Loan EMI Calculator
Business Loan EMI Calculator

Business Loan EMI Calculator
Used Car Loan EMI Calculator

Used Car Loan EMI Calculator
Two Wheeler Loan EMI Calculator

Two Wheeler Loan EMI Calculator
Loan Against Securities Calculator

Loan Against Securities Calculator
Loan Against Property Calculator

Loan Against Property Calculator
More Tools
Our Subsidiaries
Our Other Websites

Useful Links and Resources

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Policies, Codes & Other Documents

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Tata Capital Solutions & Services

Uh oh, something went wrong

Please try again later.