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Tata Capital > Blog > Loan for Vehicle > How to Choose a Motorcycle?

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How to Choose a Motorcycle?

How to Choose a Motorcycle?

Riding a motorcycle is a lifestyle, a statement, and for many, a dream come true. Whether you’re a first-time buyer or looking to upgrade, choosing the right bike can be a daunting task. With so many styles, brands, and features to consider, where do you even begin?

This guide simplifies the process, making it easier for you to understand how to choose a motorcycle that fits your personality, purpose, and pocket.

1. Identify your purpose

Your motorcycle choice begins with understanding why you’re buying one. Is it for daily commuting, long-distance touring, adventure rides, or weekend fun? The purpose will guide your decision toward the right bike category.

For instance, if you want a bike only for your daily commute, look for something light, efficient, and versatile. Or if you enjoy the thrill and speed of motorcycles, sports bikes deliver unmatched performance.

2. Choose a motorcycle type

Understanding the types of motorcycles available is crucial. Each style serves different needs and offers a unique riding experience.

Let’s explore some popular categories:

Faired/sports/supersports bikes

These bikes are designed for speed, aerodynamics, and performance. They feature a streamlined body with fairings that improve stability at high speeds. Ideal for thrill-seekers and track enthusiasts, these bikes demand skill and experience.

Naked supersports / street fighters

If you want a sporty bike without the aggressive posture of faired models, naked supersports or street fighters are great options. They combine performance with a more comfortable riding position, making them suitable for city rides and occasional highway fun.

Cruisers

Known for their relaxed ergonomics and timeless style, cruisers are perfect for laid-back rides. They usually have lower seat heights, making them accessible for riders of all sizes.

Dual sport

These versatile bikes are built for both on-road and off-road use. Lightweight and durable, dual-sport bikes like the Hero XPulse are excellent for riders looking to explore dirt trails without compromising on-road capabilities.

Off-roaders & enduros

For those who love tackling rugged terrains, off-roaders and enduros are the go-to choice. They’re lightweight, equipped with knobby tyres, and designed to handle the toughest trails with ease.

Adventure motorcycles

Adventure bikes combine the comfort of touring models with the ruggedness of off-roaders. They’re ideal for long journeys, often equipped with luggage racks and high ground clearance.

3. Consider engine size

The engine size (measured in cubic centimeters or cc) plays a significant role in how a bike performs. Here’s a general guideline:

Below 500cc: Perfect for beginners and daily commuters.

500cc–800cc: Ideal for intermediate riders who want a balance of speed and control.

800cc and above: Suited for experienced riders, offering exceptional power and performance.

For new riders, starting with a smaller engine size is wise—it’s easier to control and helps you build confidence.

4. Test ride before deciding

Never buy a motorcycle without taking it for a test ride. This step gives you a feel for the bike’s performance, comfort, and handling.

  1. During the test ride, assess the following:
  2. Is the seat comfortable for your height?
  3. Are the controls intuitive and easy to access?
  4. How stable is the bike during braking and acceleration?
  5. Does the suspension handle bumps well?

If the bike feels right and aligns with your expectations, it’s a strong contender.

5. Prioritise safety features

Safety is non-negotiable when riding a motorcycle. Most motorcycles today offer unique safety features such as Anti-lock Braking System(ABS)to prevent wheel lock-up during sudden braking, traction control to maintain grip on slippery surfaces, and LED lightingto enhance visibility in low-light conditions.

These features are necessary to ensure your and others’ safety on the road.

6. Consider maintenance and running costs

A bike’s cost doesn’t end with its price tag. It is important to factor in ongoing expenses like fuel cost of the bike determined by its fuel efficiency servicing costs, durability to ensure that the bike lasts long and doesn’t require frequent part replacement or maintenance.

7. Choose a trusted brand

When deciding on a motorcycle, the brand matters. Well-established brands offer reliable warranties, after-sales service, and strong resale value. In India, popular brands include:

  1. Hero MotoCorp
  2. Royal Enfield
  3. Bajaj
  4. Yamaha
  5. Honda

A trusted brand also provides access to a larger community of riders and forums for tips and advice.

8. Don’t overlook riding gear

A motorcycle is only as safe as the rider. You must invest in high-quality protective gear, such as a certified helmet, riding gloves, sturdy boots with ankle protection. Proper gear not only enhances safety but also adds to the overall riding experience.

9. Use financing options for your dream bike

Buying a motorcycle is a big investment, and looking into financing options can make it simpler. Tata Capital offers 2-wheeler loans to suit different needs. Use its two-wheeler loan calculator, you can check your loan eligibility, monthly repayments, and interest rates. This makes it easier to plan your purchase without putting pressure on your finances.

Final thoughts

If you’re wondering how to choose a bike, it is a mix of practical thinking and personal taste. When you know what you need from your bike, have a practical budget, and have done your research, you can make a smart decision.

But before purchasing a bike, don’t forget to check out Tata Capital’s 2-wheeler loans and use tools like the two-wheeler loan calculator to get an estimate of your EMI and set a budget.

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FAQs

How to decide what motorbike to buy?

To decide what motorbike to buy, think about how you plan to use it. Are you looking for a bike to commute, travel long distances, or ride for fun? Consider factors like comfort, engine size, budget, and the type of riding you enjoy. It’s also a good idea to test-ride a few bikes to see which one feels right.

How do I choose my first bike?

When choosing your first bike, look for one that’s easy to handle and comfortable to ride. Opt for a lighter bike with lower engine power (under 500cc) as it will be easier to control. Also, think about the type of riding you’ll do most often, whether it’s city commuting or weekend trips, and choose accordingly.

How many cc for a beginner bike?

For a beginner, it’s recommended to go for a bike with an engine size below 500cc. This range provides enough power for learning, while still being manageable and less intimidating for new riders. As you gain more experience, you can consider upgrading to a larger engine.