Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs SUPPORT

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Tata Capital > Blog > Loan for Wedding > How to Have an Exotic Wedding with a Tight Budget

Loan for Wedding

How to Have an Exotic Wedding with a Tight Budget

How to Have an Exotic Wedding with a Tight Budget

Budget constraints keeping you away from your dream wedding? Every couple excitedly spends months planning the most special day of their lives. A limited budget, however, can not only dampen your spirits but could also mean having to give up your dream wedding.

With so many kinds of costs involved, weddings can indeed be a real burden on your finances. No couple should ever have to compromise on their dream wedding. If you’re planning for a fairy-tale wedding, but you are on a budget, here are some hacks that will help you do just that.

Plan in Advance

Making reservations and shopping at the last minute can impose a heavy cost. But if you’ve planned the day months in advance, you shall have more time to shop around and search for the best deals. You also have plenty of time for negotiating with vendors and saving more money. Another bonus of planning in advance is that you are relieved of any pre-wedding stress, leaving you free to enjoy your big day.

Additional Read- Planning a Wedding Abroad? Check Out the List of Things You Need to Consider

Choose Dates Wisely

An off season-wedding means a lower competition for dates. This gives you more bargaining power and you can bring down the cost of things such as the venue. Scheduling your wedding in off-peak times is thus a smart idea. In addition, you can also aim for a wedding with a shorter duration to cut down expenses. While it is true that pre-wedding functions are just as important as your wedding day, you have to draw the line somewhere.

Select an Out-Of-The-Box Venue

For traditional venues like banquet halls or community centres, elaborate decorations are necessary. This has a hidden cost involved in the form of labour charges. As a result, you have to spend not only on acquiring decorative material such as flowers and decorative lights but also on setting up these decorations. This double expenditure can be reduced by choosing venues where the focus is not on the décor but on the landscape. Gardens, beaches, or offbeat locations that hold a special meaning for the two of you can be considered.

Additional Read- 6 Hill Stations for the Ideal Destination Wedding

Rent Your Outfits

Investing a great deal of money on an outfit that you will wear only once in your lifetime is definitely not ideal for your finances. Renting an outfit is the best option in this situation. Designer outfits can be easily rented at a fraction of the original price and you can still look like a million bucks.

Optimize Photography Expenditure

A digital copy of photographs has a longer lifetime than a printed album. Ask your photographer to not give you prints for all the pictures. You can also provide a list of specific shots so that the photographer clicks all the pictures you want in a short amount of time. Moreover, you don’t have to hire a photographer for the entire wedding – hire one only for the main ceremonies. For the rest of the time, you can ask a talented friend to step in and capture your moments on their lens.

Since a wedding celebrates the beginning of a couple’s married life, the celebrations must be nothing less than grand. But wedding expenditures can be rather pocket-pinching despite meticulous planning and reasonable spending. For couples desperately searching for a solution, a wedding loan proves to be a quick and easy alternative for financing a wedding.

With online application and instant approval for a personal loan, financial institutions like Tata Capital have made weddings easier. They provide unique and flexible EMI options so that loan repayment doesn’t feel like a burden at all. Their personal loan interest rates are highly competitive, ensuring that you experience zero guilt despite having a fancier wedding that you have always wanted.

So, get rid of all second thoughts and make your fairy-tale wedding a reality!