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Tata Capital > Blog > Personal Use Loan > Design Your Dream Modular Kitchen with Instant Loan

Personal Use Loan

Design Your Dream Modular Kitchen with Instant Loan

Design Your Dream Modular Kitchen with Instant Loan

No matter the design choices, the kitchen is the soul of any home. But nothing comes close to the aesthetics and practicality of modular kitchen design in modern houses. Designing your dream modular kitchen can be an exciting but also daunting task. There are so many decisions to make, and it can be difficult to know where to start. However, an instant loan can help you bring your vision to life without breaking the bank.

In this blog, we will break down the cost of designing a modular cookhouse, some design tips, and how to apply for an instant loan to build your dream kitchen with an instant loan.

How much does a modular kitchen cost?

The cost of a modular kitchen unit depends on multiple factors, including choice of material, size of your kitchen, number of appliances, and labour cost. Here is a breakdown of estimated modular kitchen installation costs in the country:

1. Modular kitchen prices based on layout

LayoutModular kitchen cost per sq ftOverall modular kitchen price
Straight shape kitchen layoutRs 600 – Rs 2,250Rs 60,000 to Rs 90,000
U-shaped kitchen layoutRs 225Rs 50,000 to Rs 1.5 lakhs
Parallel shape layoutRs 1,200 – Rs 1,750Rs 1 lakh to Rs 1.5 lakhs
L-shaped layoutRs 3,000 – Rs 4,200Rs 1.1 lakh to Rs 3 lakhs
   

2. Modular kitchen prices based on material

MaterialModular kitchen cost per sq ft
WoodRs 300 – Rs 1,800 per sq ft
PVCRs 200 – Rs 2,200 per sq ft
Stainless steelRs 200 – Rs 5,000 per sq ft

What are some tips for designing & installing modular kitchen?

Here are some tips to follow when designing your kitchen:

1. Follow the golden triangle rule

The golden triangle rule requires you to focus on three key elements the cooktop, the refrigerator and the sink. Also, ensure that each point has a 4 to 9 feet distance between them.

2. Focus on lighting

Lighting is essential in a modular kitchen, as overhead cabinets obstruct ceiling lights and create darkness. So, it would be best to illuminate your countertop and other areas with under-cabinet lighting.  

3. Decide your budget

A unit of the modular kitchen at a price as low as Rs 50,000, but you may want additional features and premium materials in your modern kitchen, which costs more. Before you apply for a loan, make sure to have a clear budget. For budget, consider the layout of your kitchen, the design and material you want, and estimate the cost of appliances and labour.

How to apply for an instant loan?

Follow these steps to apply for an instant personal loan for financing your modular kitchen installation: 

1. Check your loan eligibility

Now that you know the budget for a modular kitchen, you must check your loan eligibility or the amount you can borrow. Each lender has different eligibility criteria, including age, profession, monthly income and expenses, etc. You can visit a lender’s website to check how much loan you can get.

Now is also a great time to estimate how much EMI you will pay during repayment tenure. Use EMI calculation on the lender’s website to understand your monthly instalments.

2. Apply for a loan online

With your budget and eligibility clear, you can begin with your loan application. Head to the lender’s website and apply for a home renovation loan in the personal loan section. You must enter your contact details, PAN, income and liabilities, and loan amount. The lender will offer applicable interest rates and repayment tenure based on these details.

3. Complete documentation

Depending on your lender, you may also need to provide some documents with your application for verification. Again, these vary depending on the lender, but in most cases, you will need proof of identity, proof of residence, income statement, and employment certificate. 

4. Loan approval

Once you have filled out your online application and provided documents, the lender will verify your documents and assess your financial stability. Once the lender approves your loan application, you will receive the sanctioned amount in a few days.

Final words

Now that you know the steps, it is time to design your kitchen. Turn to Tata Capital and get instant home renovation loans of up to Rs 35 lakhs at attractive interest rates. We offer flexible repayment tenure options without requiring any collateral. Moreover, you can apply for a loan online with minimal documentation. Visit our website to know more.

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