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Tata Capital > Blog > Wealth Services > Tips to Monitor Your Investment Portfolio

Wealth Services

Tips to Monitor Your Investment Portfolio

Tips to Monitor Your Investment Portfolio

Investing in the stock market is never a one-and-done exercise but rather a continuous, ongoing process that requires investors to take a hands-on approach. You see, selecting stocks, mutual funds, or Alternate Investment Funds (AIFs) that are fundamentally strong and leaving them to generate wealth is no longer a viable investment strategy.

Today, you can’t buy and hold and hope to see your investment portfolio blossom into a robust treasure trove. Instead, you need to keep an eye on it and monitor its progress carefully in order to make necessary decisions along the way.

This ensures your investment portfolio stays strong and keeps earning you the returns you want. To help you, here we discuss tips to monitor investment portfolio.

1. Stay Informed About the Companies You Invest In

A company’s financial health is sensitive to economic, social, and political changes. As a result, a change in any of these factors can impact your portfolio’s health. So, the best way to track investments is to stay updated on the news, trends, and company announcements.

2. Examine the Financial Statements of the Companies You Invest in

A company’s financial statements are like a report card. Released every quarter, they offer deep insight into how the company has performed and what its assets and liabilities are. Monitoring this can help you gauge whether it’s a suitable addition to your portfolio. And if it is not, you can sell your shares before you make too much of a loss.

3. Stay Abreast About the Industry Announcements

Companies make corporate announcements regarding new projects, partnerships, sales, etc. Be sure to stay updated on these announcements, as these can have a direct bearing on your equity share prices, mutual fund, and AIF performance. Not to mention, these are great indicators of what the company plans to do in the future, giving you insight into whether they are a suitable long-term investment.

4. Analyse Performance Metrics

Examining performance metrics is the quickest way to ascertain how your investments are doing. However, these aren’t uniform across all your investments. For instance, for AIF category I and II, metrics such as the Money-Weighted Value Rate of Return (MWRR) and Internal Rate of Return (IRR) are great indicators, while for mutual funds, tracking the expense ratio is important.

5. Assess The Credit Rating of the Companies You Invest In

Similar to individuals, companies also receive credit ratings from agencies such as CRISIL and ICRA. These agencies give a company credit rating based on their assessment of it and their debt management processes. Their reports are also published on the company’s official website. And so, the next investment portfolio tip is to study these reports to ascertain whether your investment is safe.

6. Keep an Eye on the Promotor’s Shares

The last tip to monitor the investment portfolio for equity shares is to stay updated on the promotor’s pledge of shares. This helps you identify early signs of financial downturns and prompts you to sell your shares while you can still earn profits.

You see, typically speaking, promotors’ shares are usually sold by lenders to recover the loaned amount in case the company defaults. In other words, if the promotor’s pledge of shares reduces, the company could be heading into financial trouble.

For Mutual Funds (MF):

  • Evaluate Fund Manager Performance – A fund’s success depends on its manager. Regularly assess their track record and strategy.
  • Monitor Diversification – Overexposure to a single sector/stock increases risk. Ensure your fund maintains a balanced portfolio.
  • Compare with Benchmarks – Consistent underperformance against indices like Nifty 50 may indicate the need for reallocation.
  • Review Fund Category Suitability – Market conditions evolve. Ensure your fund type (equity, debt, hybrid) aligns with your goals.
  • Assess Costs – High expense ratios and exit loads can reduce net returns. Keep these charges in check.

For Alternative Investment Funds (AIFs):

  • Understand the Lock-In Period – AIFs often have longer lock-in periods than mutual funds. Ensure it aligns with your liquidity needs.
  • Analyse Risk-Return Profile – Some AIFs, such as hedge funds, involve higher risks. Assess if they match your risk appetite.
  • Stay Updated on Regulations – SEBI regulations impact AIF performance. Keep track of any regulatory changes.
  • Track Valuation & NAV Updates – Unlike mutual funds, AIFs do not have daily NAVs. Ensure you receive periodic performance reports.
  • Review Fund Structure – Some AIFs use co-investment models. Understand their structure and risk exposure before investing.

Final Thoughts

Now that you have the above six investment portfolio tips, you’re well on your way to building and maintaining a portfolio that helps you achieve your financial dreams. All you have left is to find a reliable financial platform to help you execute proper investment tracking and management.

For this, consider Tata Capital Wealth. With Tata Capital Wealth, you can review and rebalance your portfolio based on our analysis of funds and asset classes, connect with our relationship managers to help guide your investments, and more.

So, monitor portfolios and manage them efficiently with Tata Capital Wealth. To learn more, visit the Tata Capital Wealth website today!

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