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Business Loan offerings and advantages in Kochi

Structured EMI plans
Setting up or expanding a business in Kochi may require you to get a large loan. But you can make your loan repayments convenient by choosing business loans with flexible EMI plans with Tata Capital.

Attractive interest rates
Want to save money on loan repayments? Get a business loan in Kochi at the lowest interest rates with Tata Capital.

Relaxed eligibility requirements
At Tata Capital, we have minimal eligibility requirements. This means you can easily qualify for a loan if you meet them. Securing business finance has never been this easy! .

Simple documentation
Say goodbye to extensive documentation and long-drawn-out approval processes. Apply for a loan with Tata Capital and get a loan with minimal documentation.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @

    15%-25%

  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Business Loan EMI Calculator

Loan amount
₹
9,000,000%1,000,000%
₹1,00,000₹90,00,000
Loan duration
1%5%3%
1 Year5 Years
Loan duration
12%60%36%
12 Months60 Months
Rate of interest
%
26%12%
12% p.a26% p.a

Monthly EMI

₹33,214*

Created with Highcharts 9.0.1Total Amount ​ Payable​₹11,95,715*​Total Amount ​ Payable​₹11,95,715*Total Interest ​ Payable​₹1,95,715*​Total Interest ​ Payable​₹1,95,715*

  • Total Amount Payable

    ₹11,95,715*

  • Total Interest Payable

    ₹1,95,715*

Total Amount Payable

₹11,95,715*

Total Interest Payable

₹1,95,715*

Apply Now

Special Scheme for Women Entrepreneurs

Are you an ambitious women entrepreneur striving to achieve financial freedom? With special business loan schemes introduced by the government, you can now run a successful business in Kochi

Kerala Start-up Mission (KSUM)

If you have an established business in Kochi, the Kerala Start-up Mission Scheme offers working capital assistance up to Rs. 15 lakhs to women entrepreneurs at competitive interest rates.

KSIDC Women-Entrepreneurship (WE) Mission

To encourage women's entrepreneurship in the state, the Kerala State Industrial Development Corporation offers financial aid and infrastructural facilities under the WE mission. Women business owners can secure a loan of up to Rs. 25 lakhs or 80% of the project cost for the expansion of their business venture.

Purpose of Business Loans

From affordable infrastructure to low operational costs, Kochi is an excellent place to start your new business. But managing other business expenses can still be a hassle without a stable flow of funds. You can apply for a business loan to meet various business needs, including.

Expand your operations

A booming business can bring exciting expansion opportunities for your business. So, whether you’ve decided to launch a new product, expand your existing office premises, or open a branch in a different location, a business loan from Tata Capital can help you achieve this with instant availability of funds.

Stock up on inventory

For smooth business operations, you need to maintain a steady inventory level so that you can meet the changing market demands with ease. But it is easier said than done. Don’t let a lack of funds come in your way; opt for a business loan to meet your inventory needs and boost your sales with ease.

Manage cash flow

Perhaps the most challenging aspect of running a business is ensuring a regular supply of funds to maintain business cash flow requirements. So when the times get tough, a business loan can help introduce additional funds to your business, thus fulfilling your cash flow needs.

What are Interest Rates for Business Loans in Kochi?

Your business loan interest rate determines the funds you will be spending on paying your loan EMIs. So, if you want to save funds on repayments on a business loan in Kochi, you must opt for a loan offer with a lower interest rate. An added advantage of doing this? You save on the total interest you pay over your original loan amount too.

While many lenders offer affordable business loan interest rates in Kochi if you are looking for the best loan offer to make the maximum savings, turn to Tata Capital. We offer the lowest Business Loans interest rates in Kochi so that you can comfortably pay your EMIs, and divert your funds to taking care of your business expenses instead of paying off the loan.

What are the eligibility criteria for a Business Loans in Kochi?

The Business Loans eligibility criteria at Tata Capital are as follows:

  • You should be between 25-65 years old.
  • You should have a profitable business for over three consecutive years.
  • Your business should have a positive turnover.
  • Your balance sheet should be audited by a Chartered Accountant.

What are the documents required for getting Business Loan in Kochi?

A photo identity proof

Business Proof

Income Proof

Bank Statements

KYC Documents

How to apply for a Business Loan online in Kochi?

1

Click on ‘Apply Now’ to fill out the application form online.

2

Enter your personal details in the appropriate fields. Once you do this, we will verify your details and check if you meet our eligibility requirements. We then send you a loan offer based on it.

3

Next, you will need to submit your documents to proceed with the application. Note that we may also contact you at this stage.

4

Once we verify your documents, we sanction the loan.

5

After this, the funds are directly disbursed to your account.

Apply Now

Other Ways to Apply for a Business Loan in Kochi

You can apply for a business loan in Kochi with Tata Capital in the following ways too:

  • Via phone
    Call us on our customer care number at 18602676060 and inquire about a business loan.

  • Virtual assistant
    Send a request for a business loan via our online virtual assistant.

  • Offline
    Visit our Kochi branch and connect with our skilled lending officials to get a business loan in Kochi via the offline application process.

Apply for a business loan with us today!

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Thinking of expanding your business?  Want to take your business to new heights? From expanding your operations to upgrading your equipment, Tata Capital has got your back! Let Tata Capital business loans fuel your entrepreneurial spirits and help turn your business dreams into reality!

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