Note: *(GST, other government taxes and levies as applicable, will be payable on all charges)
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When you take a loan against security to tackle your urgent financial requirements, you must pay interest to the lender. This interest is calculated as per the loan against the securities rate of interest applicable to your loan amount. The loan against securities interest rates may vary from one lending institution to another and are usually charged as percentages on principal loan amounts.
With Tata Capital, you can avail of a loan against shares, mutual funds, or bonds at the most affordable interest rates. Furthermore, depending on your loan eligibility, monthly income, credit score, and the type of security, we can determine the best loan against securities rate of interest for you.
Also, we don’t levy any hidden charges on our loans against securities. We convey all charges transparently at the time of loan processing.
Type of Charge | Applicable Rate |
---|---|
Rate of Interest | 8% - 20% (depending on quantity and quality of securities) |
Nonrefundable Processing fees (in Rupees) | Up to 5% of the loan amount + GST (mentioned in the loan agreement , varies from partner to partner) |
Stamp Duty (in Rupees) | At Actual |
Document Processing Charges (in Rupees) | Nil |
Pledge/Lien creation charges (in Rupees) | 999/- |
*Terms & Conditions apply.
3% per month on overdue amount (36% p.a.)
Rs. 600/- per instrument per instance (These are those charges that are levied in case of a repayment bounce)
NIL
NIL
Note: *(GST, other government taxes and levies as applicable, will be payable on all charges)
We also levy the following Contingent charges on our loans against securities:
Type of Charge | Applicable Rates |
---|---|
Annual Maintenance Charges/ Renewal Charges (in Rupees) | Up to 5% of the loan amount + GST (mentioned in the loan agreement , varies from partner to partner) |
Repossession Charges/Liquidation Charges (in Rupees) | 0.35% of sale consideration + brokerage applicable |
Additional Pldge/lien creation charges (in Rupees) | Nil |
Collection Charges (in Rupees) | Nil |
Prepayment/ Foreclosure charge (in Rupees) | Nil |
Legal Charges | At Actuals |
Note: GST, other government taxes and levies as applicable, will be payable on all charges.
Play it smart and leverage your existing assets to achieve your financial goals. Apne securities ki value badhao aur cash pao! Access hassle- free financing with Tata Capital Loan against security.
The interest rate on a loan against securities (LAS) varies depending on the lender and the type of securities pledged. At Tata Capital, the rate of interest ranges from 8% to 20%.
Fees and charges associated with a loan against shares include:
To apply for a loan against securities, you must produce the following documents:
The minimum duration of a loan against shares varies from lender to lender. It typically ranges from 7 days to 3 years. However, for a more accurate tenure, please visit the official website of your preferred lender.
Renewal charges for a loan against securities (LAS) are the fees charged by the lender for extending the loan tenure beyond the initial period.
The interest rate on a loan against shares depends on the type of shares pledged, the borrower's creditworthiness, and the lender's policies. At Tata Capital, we offer LAS for interest rates ranging from 8% to 20%*. For more accurate information, check the relevant product page.
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