Note: *(GST, other government taxes and levies as applicable, will be payable on all charges)
Get the Tata Capital App to apply for Loans & manage your account. Download Now
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreExplore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹ 7.5 Crores
All you need to know
Loans for all your needs
Calculators
All you need to know
Calculators
All you need to know
Calculators
Digital financial solutions to aid your growth
Most Popular products
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Equipment Finance
Avail Digital Equipment Loans
up to Rs. 1 Crore
Equipment Leasing
Avail Leasing solutions
for all asset classes
Construction Financing
When you take a loan against security to tackle your urgent financial requirements, you must pay interest to the lender. This interest is calculated as per the loan against the securities rate of interest applicable to your loan amount. The loan against securities interest rates may vary from one lending institution to another and are usually charged as percentages on principal loan amounts.
With Tata Capital, you can avail of a loan against shares, mutual funds, or bonds at the most affordable interest rates. Furthermore, depending on your loan eligibility, monthly income, credit score, and the type of security, we can determine the best loan against securities rate of interest for you.
Also, we don’t levy any hidden charges on our loans against securities. We convey all charges transparently at the time of loan processing.
Type of Charge | Applicable Rate |
---|---|
Rate of Interest | 8% - 20% (depending on quantity and quality of securities) |
Nonrefundable Processing fees (in Rupees) | Up to 5% of the loan amount + GST (mentioned in the loan agreement , varies from partner to partner) |
Stamp Duty (in Rupees) | At Actual |
Document Processing Charges (in Rupees) | Nil |
Pledge/Lien creation charges (in Rupees) | 999/- |
*Terms & Conditions apply.
3% per month on overdue amount (36% p.a.)
Rs. 600/- per instrument per instance (These are those charges that are levied in case of a repayment bounce)
NIL
NIL
Note: *(GST, other government taxes and levies as applicable, will be payable on all charges)
We also levy the following Contingent charges on our loans against securities:
Type of Charge | Applicable Rates |
---|---|
Annual Maintenance Charges/ Renewal Charges (in Rupees) | Up to 5% of the loan amount + GST (mentioned in the loan agreement , varies from partner to partner) |
Repossession Charges/Liquidation Charges (in Rupees) | 0.35% of sale consideration + brokerage applicable |
Additional Pldge/lien creation charges (in Rupees) | Nil |
Collection Charges (in Rupees) | Nil |
Prepayment/ Foreclosure charge (in Rupees) | Nil |
Legal Charges | At Actuals |
Note: GST, other government taxes and levies as applicable, will be payable on all charges.
Play it smart and leverage your existing assets to achieve your financial goals. Apne securities ki value badhao aur cash pao! Access hassle- free financing with Tata Capital Loan against security.
The interest rate on a loan against securities (LAS) varies depending on the lender and the type of securities pledged. At Tata Capital, the rate of interest ranges from 8% to 20%.
Fees and charges associated with a loan against shares include:
To apply for a loan against securities, you must produce the following documents:
The minimum duration of a loan against shares varies from lender to lender. It typically ranges from 7 days to 3 years. However, for a more accurate tenure, please visit the official website of your preferred lender.
Renewal charges for a loan against securities (LAS) are the fees charged by the lender for extending the loan tenure beyond the initial period.
The interest rate on a loan against shares depends on the type of shares pledged, the borrower's creditworthiness, and the lender's policies. At Tata Capital, we offer LAS for interest rates ranging from 8% to 20%*. For more accurate information, check the relevant product page.
Submitted successfully
Important Information
Investor Information
Policies, Codes & Other Documents
Tata Capital Solutions & Services
Personal Loan
Business Loan
Vehicle Loans
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
We are constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All you have to do is Click on “Allow”
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com