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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Personal Loan for Women by Tata Capital

Time and again, women have proved that they're no less than men. So, why should they compromise on finances? At Tata Capital, we believe in empowering the modern, independent woman. This is why we offer specially crafted Personal Loan for Women to help them take charge of their short and long-term goals without relying on someone else. Give wings to your dreams with Tata Capital's instant loan for working women.

From funding your higher education to organizing the wedding of your dreams, our personal loans for women cater to all your unique financial needs. What's more? You don't even need to pledge any collateral. Get a personal loan starting at just 11.99% interest rate for up to 6 years. Apply for PL for women online with Tata Capital and say yes to financial independence.

  • Loan amount offered

    ₹40,000 - ₹35,00,000

  • Loan tenure

    Upto 6 years

  • Interest rate starting @

    11.99% p.a.

Features and benefits of Personal Loan for Women

Borrow from one of the most trusted names in the industry

Tata Capital is one of the most trusted brands in India. Along with our unmatched services, we also offer instant personal loan for women at competitive personal loan interest rates and repayment terms.

Get attractive interest rates

Whether you take a loan for women, you get the desired terms on interest rates. We offer instant loan for women at some of the lowest ROIs within the industry to all our customers.

Pay a minimal processing fee

Our processing fee is nominal and can go up to a maximum of 5.5% plus GST of the total instant personal loan for woman amount. Rest assured, you will be informed of the final loan processing fee before you sign the loan agreement.

Borrow without pledging a collateral

When taking a personal loan for women, you don't need to pledge any guarantees. We don't require any collateral from you. What we will check is your CIBIL score while verifying your application.

Flexible repayment tenures

With us, you can enjoy a personal loan for female repayment tenure going up to 6 years. This way, you can pay smaller monthly instalments. A personal loan for working women is a great way to maintain your lifestyle quality and keep your savings intact.

Enjoy an overdraft facility

The initial years of repaying the loan can prove a little heavy on the pocket. But, not with us! Whether you take a personal loan for working women, we extend an overdraft feature in both cases. Here, you pay only the interest component of the asterisk over 2 years. After which, you can switch to repaying the total sum (principal + interest) for the next 5 years.

Quick disbursal of funds

We are exceptionally quick with our fund disbursal routine. Once our experts approve your online loan for women, you will have the funds in your bank account within a few working hours.

Eligibility criteria for Personal Loan for Women

Believe it or not, we offer relatively relaxed personal loan eligibility criteria for extending Personal Loan for female. All you need to do is check if you meet our basic eligibility conditions and apply for online loan for women!

To avail of a personal loan for women online from Tata Capital, you need to meet the criteria listed below:

Eligibility for Personal Loan for Women

  • You must be between 21 and 58 years of age.

  • You must have a documented monthly income of at least Rs. 15,000.

  • You must have at least a year-long work experience.

While these criteria apply to women with income, a homemaker can also apply for a PL for women with a co-applicant. The co-applicant also needs to fall within the above-listed eligibility criteria.

Documents Required to get a Personal Loan for Women

You can avail of a personal loan with Tata Capital for all your urgent financial needs easily without any extensive paperwork. The documents required for a personal loan for women are-

1. ID proof (Aadhaar card/ Driving License/ Voter ID/ Passport)

2. Income proof (Salary slips for the last two months)

3. Address proof (Aadhaar card/ Driving License/ Voter ID/ Passport)

4. Bank statements (for the latest 3 months)

5. Employment certificate

Interest Rates & Charges

At Tata Capital, you can avail of a personal loan for women at competitive interest rates as follows-

Interest rate
 

Salaried employees Any amount 11.99% onwards

The final rate of interest levied can vary depending on the applicant’s eligibility criteria and credit checks

 

Charges

 

1. Processing Fees Up to 5.5% of the loan amount + GST
2. Default in payment of amounts due 3% per month on overdue amount + applicable
3. Dishonour of any cheque/payment instrument Rs. 600 for every cheque/payment instrument dishonour
4. Loan cancellation charges 2% of the loan amount/facility amount or Rs.5750 (whichever is higher)
5. Foreclosure charges on term loan facility 4.5% on the principal outstanding at the time of foreclosure


*Rates are subject to changes

How to apply for a Personal Loan for Women

How to apply for a Personal Loan for Women Offline?

  • Meet us physically

    If you want to personally talk to our loan experts to understand the application process, visit any of our branches closest to you.

How to apply for a Personal Loan for Women Online?

  • Online application

    Apply for personal loan for women online through our website. Fill out our digital form, upload copies of documents required, and click on submit.

  • Call us

    Allow our experts to guide you through the loan application process over a phone call. Just dial 1860 267 6060 from Monday to Saturday, between 9 AM and 8 PM.

  • Virtual assistant

    Take advantage of our 24x7 virtual assistant 'TIA' and get your queries about personal loan for housewife answered in real-time.

Why Choose Tata Capital for Personal Loan For Women?

Tata Capital is one of the leading brands in India, offering superior loan products to cater to your distinct financial needs. Here is why you should choose Tata Capital as a preferred loan provider-

1. Tata Capital’s personal loan for women features competitive interest rates at just 11.99%.

2. We offer a hassle-free loan application process with quick approvals and disbursals to help you get the required funds instantly.

3. We give you the freedom to choose your repayment tenure and flexible repayment options.

4. With us, you can apply for a personal for women with minimal documentation requirements and nominal processing fees.

5. Tata Capital lets you apply for a personal loan with no collateral requirements, allowing you to raise funds quickly.

More Personal Loan products for you

Personal Loan for government employees
Personal Loan for government employees

Personal Loan for government employees

If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for salaried employees
Personal Loan for salaried employees

Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for women
Personal Loan for women

Personal Loan for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

What our customers say about us

Best financial service and quick service.

Rutvik Dhanesh Patil

Personal Loan | 05 Sep, 2024

Not applicable for further suggestions for improvement. You are doing your job very well.

ABHIMANYU ANANT

Personal Loan | 04 Sep, 2024

I’m completely satisfied with the customer service and great financial services.

R ARAVIND KUMAR

Personal Loan | 04 Sep, 2024

The Tata Capital support team is very responsible in their work, supporting me very well. Also, the online loan closing method is very good. Thanks to Tata Capital.

Pondu Gaonkar

Personal Loan | 03 Sep, 2024

The customer care executive resolved my issues very quickly

Krishna Haldar

Personal Loan | 03 Sep, 2024

I’m extremely happy with your work.

LOKESH NA BIDHURI

Personal Loan | 03 Sep, 2024

Your executive is very supportive, guiding me in simple language. Great support from Tata Capital.

PONDU SHANTARAM SHANTARAM GAONKAR

Personal Loan | 02 Sep, 2024

Good response from Tata Capital. Thank you.

PARASURAMAN V

Personal Loan | 29 Aug, 2024

Everyone is knowledgeable. Really happy to be associated with Tata.

ABHIJIT DATTATRAYA POTDAR

Personal Loan | 28 Aug, 2024

Find the right Loan for you

Overdraft like Facility

Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

Avail multiple withdrawals and part-payment facilities without any extra charges.

Overdraft Loan Overdraft Loan

Personal Loan for Wedding

A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

Personal Loan for Wedding Personal Loan for Wedding

Personal Loan for Medical

In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

We provide flexible repayment options for all cosmetic, medical and dental procedures.

Personal Loan for Medical Personal Loan for Medical

Personal Loan for Travel

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

Personal Loan for Travel Personal Loan for Travel

Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

Personal Loan for Home Renovation Personal Loan for Home Renovation

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