Availability of Small Personal Loans for salaried individuals depends on job stability, income, age, work experience, and CIBIL score
Fees and Charges | Details |
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Interest Rate | Tata Capital offers attractive interest rates on small personal loans. |
Processing Fees | This refers to the fees charged for processing a loan application. |
Prepayment Charges | This is charged in case the borrower wishes to repay the loan before the agreed upon maturity date. |
Foreclosure Charges | This is charged in case the borrower wishes to repay the outstanding loan amount in its entirety before the scheduled tenure ends. |
Stamp Duty | This charge depends on the state in which you’re applying for a loan. |
Cheque Bounce Charges | This is charged in case the borrower’s cheque bounces. |
EMI Bounce Charges | This is charged if the borrower misses an EMI payment. |