Term Loans

Overview

Overview

Term Loans

Every business needs funding from time to time. Be it for procuring raw materials, paying wages to staff, acquiring new space for expansion, or meeting cash-flow requirements, access to adequate finances is necessary for any business owner. However, they must analyze their precise needs and opt for a suitable funding avenue.

Tata Capital Term Loans are designed to help you meet all your business requirements without any hassles. Also known as installment loans, these loans are perfectly suited to fund your business expansion and growth. You can upgrade your workplace infrastructure, invest in the latest technology, strengthen your Research and Development (R&D) department, and do much more with the help of our tailored term loans. You can apply online and avail of up to Rs. 5 crores through a quick, digital process.

What are Term Loans?

A term loan is a special kind of loan that is given by banks or Non-Banking Financial Corporations (NBFCs) to business owners so that they can meet their short-term and long-term capital requirements. That is why term loans are classified as short term loans and long term loans. Term loans are usually given as a line-of-credit or loan limit against the assets or collateral submitted by the borrower.

Features of a Term Loan

With Tata Capital, you can avail of a term loan of up to Rs. 5 crores digitally to meet all your short-term and long-term business requirements with ease. Below are the prominent features of Tata Capital Term Loans:

High Loan Amount

At Tata Capital, we provide term loans of up to Rs. 5 crores via our scorecard based digital journey. You can use this amount to meet all the financial requirements of your business.

Highly Customizable Loans

Our term loans are highly customizable to suit your precise requirements. We provide short term loans and long term loans as per our customers’ needs.

Affordable EMIs

Your term loans EMIs would be affordable as our interest rates are highly competitive. You can take the help of a term loan EMI calculator to know your EMIs in advance.

Pre-approved Offers

You can check your exclusive pre-approved offers and avail of lower interest rates and higher loan amounts. We also provide instant disbursal of funds into your bank account.

Tata Capital Advantages

Below are the reasons why you choose Tata Capital Term Loan to meet all your business's financial requirements:

Competitive interest rates

Instant disbursal of funds

Multiple repayment options

Flexible loan tenure

100% digital process

Swift response

Personalized approach

Term Loan Eligibility

At Tata Capital, we offer term loans to business owners who can fulfill our simple eligibility criteria. We ask for some basic requirements in terms of annual turnover, and credit score, among others. Your exact term loan eligibility may depend on your credit profile and funding requirements.

Explore our Other Solutions

Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

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Structured Products

At Tata Capital, we provide your business a wide range of customized financing solutions driven by a combination of assets, contracts and underlying cash flows.

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Construction Finance

Tata Capital's team of specialists can help you analyze your precise requirements and select the right loan product for your construction business.

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Equipment Finance & Leasing

Tata Capital brings you comprehensive and innovative, solution-oriented asset financing solutions to help you procure the right equipment for your business.

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Term Loans

Term Loans

What are Term Loans?