What is the minimum salary to avail of a home loan in Jaipur?

To qualify for a Tata Capital home loan, salaried individuals need a minimum monthly income of ₹30,000.

How much is the downpayment on a home loan in Jaipur?

The exact amount depends on factors such as the loan program, lender policies, and your financial profile.

Do I need to provide any security or collateral to apply for a home loan in Jaipur?

Yes, you need to provide security or collateral.

How to Calculate EMI for Home Loan Online?

To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.

How long does it take to get a housing loan in Jaipur?

The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.

Can I prepay my home loan in Jaipur? Are there any charges associated with it?

For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.

Are there any additional charges for home loans in Jaipur?

Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.

How to get a home loan with a low cibil score in Jaipur?

Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.

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Home Loan in Jaipur

Home Loan in Jaipur

Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation

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Own Your Home in Jaipur with Tata Capital Home Loans

Fastest Growing Tier II Cities

A safe and well-connected city, Jaipur is already witnessing significant government spending on its infrastructure, thus making it one of the fastest-growing tier-II cities. Many private players are also opening their office floors here, inviting professionals interested in real estate in Jaipur. This is already boosting the demand for home loan in the city.

Proximity to New Delhi

Jaipur is only a 3 to 4-hour drive from New Delhi. Therefore, many small business owners base themselves here and travel to Delhi or other cities as and when needed. Due to this, an increase in real estate buying is inevitable.

Loan amount offered

₹5,00,000 - ₹5,00,00,000

Loan tenure

Upto 30 Years

Interest rate starting @

8.75%* p.a.

View Rates & Charges

Home Loan EMI Calculator

Loan amount

₹

500,000%50,000,000%0010,000,000%

₹5,00,000₹5,00,00,000

Loan duration

1%30%0010%

1 Year30 Years

Rate of interest

8.75%12%008.75%

8.75% p.a12% p.a

Monthly EMI

₹1,25,327*

Total Amount Payable

₹1,50,39,210*
Total Interest Payable

₹50,39,210*

Total Amount Payable

₹1,50,39,210*

Total Interest Payable

₹50,39,210*

Apply Now

Calculate Home Loan EMI

Features and Benefits of Home Loan in Jaipur?

Tata Capital offers you instant home loans so you can purchase or build your dream house. Have a look at some features of home loans in Jaipur.

Best-in-class Interest Rates

With Tata Capital, you get some of the most affordable home loans in Jaipur. A lower interest rate results in much more manageable monthly instalments so you can move into your home house without any worry.

Simple Eligibility

We have simple eligibility criteria in place to fast-track your loan approval and disbursal. Determine your eligibility with our online Home Loan Eligibility Calculator.

Adequate Funds for Diverse Housing Needs

Jaipur has residential areas with properties for individuals with all housing needs. Tata Capital offers home loans of up to Rs. 5 crores in Jaipur. Whether you prefer an apartment or an independent house, you can easily get one.

Easy Repayment

We offer you a flexible tenure of up to 30 years so you can repay the loan at your own pace without straining your finances.

Investment for Future

Jaipur’s proximity to Delhi makes it ideal for businesses to establish themselves in the city. At the same time, the city’s infrastructure is developing rapidly. Now is the right time to invest in a property and secure a valuable asset for the coming years.

Home Loan Interest Rates in Jaipur?

If you’re interested in borrowing housing finance, perhaps the first thing you’re looking for is an affordable interest rate. Therefore, we’ll have you know that home loan interest rates in Jaipur are at an all-time low.

Don’t believe us? Check out our lowest home loan rates in Jaipur. Not only will you find out ROIs pocket-friendly, but they also come with flexible repayment terms.

With such favourable interest rates, flexible home loan repayment terms, and a hassle-free online documentation process, applying for a housing loan in Jaipur will feel like a cakewalk. So, why wait any longer. Remember, the lower your home loan’s interest rate, the cheaper the total loan cost.

Eligibility Criteria for a Home Loan in Jaipur?

Usually, the eligibility criteria depend on your source of income. It differs for salaried and self-employed people. For perfect clarity on your eligibility, check out Tata Capital’s home loan eligibility criteria now.

Documents Required for Home Loan in Jaipur

Age Proof

A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

Photo Identity Proof

A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

Address Proof

A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

Income Proof

A copy of your Salary Slips for the last three months, Salary Bank Account Statements for the last six months, Appointment letter, Yearly increment letter, or a Certified true copy of Form 16

Existing Loan Details

Existing loan details should be provided through Bank Statements or Loan Statements

Processing Fee Cheque

To be issued from your salary account

Age Proof

A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

Photo Identity Proof

A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

Address Proof

A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

Business Proof

A copy of the last two years' Income Tax Returns, your Business Profile on a letterhead, or your Business Registration Certificate for business commencement

Income Proof

A copy of the last three years' Profit & Loss (P/L) Projection Statement, Operative current account statement for the last six months, Bank statements for the last six months of CC/OD facilities (if taken)

Existing Loan Details

Existing loan details should be provided through Bank statements or Loan statements

Processing Fee Cheque

To be issued from your business account

Age Proof

A copy of your Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, or School Leaving Certificate

Photo Identity Proof

A copy of your Voter ID Card, Passport, Driving License, Aadhaar Card, or PAN Card

Address Proof

A copy of your Utility Bill, Bank Statement, Property Registration Documents, Property Tax Receipt, or Voter ID Card

Employment Proof

A copy of your pay slips for the last six months along with the employment stability documents, such as your appointment letter or previous employment history

Income Proof

Overseas salary account details for Indian NRE or NRO account statements for the last six months

Credit Report

NRI applicants should submit a Credit Report of their current country of residence, wherever it is applicable as per Tata Capital norms

Existing Loan Details

Existing loan details should be provided through Bank statements or Loan statements

Processing Fee Cheque

To be issued from your salary account or business account

How to apply for a Home Loan online in Jaipur?

You start by providing us with your personal, occupational, property and loan details. After filling this short digital form, we quickly check whether you fit our eligibility criteria.

If you do, we extend an offer for a loan and request you to submit minimal paperwork.

Our experts quickly verify your documents and also inspect the house you wish to purchase. If all goes well, we sanction your loan and provide an E-sanction letter. You can download this letter online.

After receiving the letter, we releaser the funds as quickly as possible into your bank account, which you can use to buy your home.

Apply Now

Other Ways to Apply for a Home Loan in Jaipur

Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, The Guman - 1, Ground Floor, Amrapali Circle, Vaishali Nagar, Jaipur - 302021

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Own Your Home in Jaipur with Tata Capital Home Loans

Fastest Growing Tier II Cities

Proximity to New Delhi

Home Loan EMI Calculator

Loan amount

Loan duration

Loan duration

Rate of interest

Features and Benefits of Home Loan in Jaipur?

Best-in-class Interest Rates

Simple Eligibility

Adequate Funds for Diverse Housing Needs

Easy Repayment

Investment for Future

Home Loan Interest Rates in Jaipur?

Eligibility Criteria for a Home Loan in Jaipur?

Documents Required for Home Loan in Jaipur

Age Proof

Photo Identity Proof

Address Proof

Income Proof

Existing Loan Details

Processing Fee Cheque

How to apply for a Home Loan online in Jaipur?

Other Ways to Apply for a Home Loan in Jaipur

Home Loans in Your City

Get Home Loan for Different Budgets

FAQ's on Housing Loan in Jaipur

What is the minimum salary to avail of a home loan in Jaipur?

How much is the downpayment on a home loan in Jaipur?

Do I need to provide any security or collateral to apply for a home loan in Jaipur?

How to Calculate EMI for Home Loan Online?

How long does it take to get a housing loan in Jaipur?

Can I prepay my home loan in Jaipur? Are there any charges associated with it?

Are there any additional charges for home loans in Jaipur?

How to get a home loan with a low cibil score in Jaipur?

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