Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs

SUPPORT

In Delhi, the rates for stamp duty and property registration are subject to periodic adjustments. These fees are a major income source for the Delhi State Government. The calculation of both Stamp Duty and Property Registration Charges is based on either of these criteria:

The officially registered property value.

The circle rate or ready reckoner rate, which is the benchmark for collecting stamp duty by the Stamps and Registration Department.

The circle rate, also known as the ready reckoner rate, is the government's specified minimum rate for property registration transactions in Delhi.

Registration charges are additional fees paid on top of the stamp duty, enabling the smooth operation of registration offices by the government.

Current Rates for Stamp Duty in Delhi

Category Stamp duty rates
Joint owners (female and male) 5%
Female 4%
Male 6%

Necessary Documents for Property Registration in Delhi

For registering a property in Delhi, the following set of documents is essential:

  • Proof of TDS payment.

  • No-objection certificate for land or plot transactions.

  • Executed sale deed.

  • Address verification for the buyer, seller, and witnesses.

  • Identification proof of the buyer, seller, and witnesses.

  • Two recent passport-sized photographs.

  • e-Stamp paper reflecting the accurate stamp duty value.

  • Self-certified copy of Form 60 or PAN card.

  • e-Receipt of registration fee along with an affidavit or undertaking.

  • All original documents accompanied by photocopies.

What Are the Factors Affecting Stamp Duty in Delhi?

Several factors affect the stamp duty in Delhi. Take a look -

Factors Effect on Stamp Duty Rates in Delhi
Property Owner’s Age and Gender The stamp duty charges and house registration charges in Delhi for females and senior citizens are generally slightly lower as compared to property owners who are young and belong to the male gender.
Location of a Property If a property is situated in an Urban area or in the middle of the city, the charges will be relatively higher than those of properties located in semi-urban and rural areas.
Use and Type of Property The applicable stamp duty for a commercial property is greater than that for a residential property
Age of the property Since the stamp duty is levied on the property value, old properties attract lower stamp duty compared to newer ones owing to their lower price.

Are There Tax Deductions for Stamp Duty and Registration Charges?

Indeed, expenses incurred on stamp duty and registration fees are eligible for tax deductions under Section 80C of the Income Tax Act. The limit for such deductions is set at a maximum of ₹1.5 lakhs.

This concludes the overview of stamp duty in Delhi! If you're planning to register property in Delhi, you're now equipped with the necessary knowledge.

How to Make Online Stamp Duty and Registration Fee Payments in Delhi

If you're wondering how to pay stamp duty and registration fees in Delhi, here's a step-by-step guide for your convenience:

Step 1: Visit the official website of the Stock Holding Corporation of India.

Step 2: From the state list dropdown menu, select 'NCT of Delhi.'

Step 3: Choose your preferred payment method, including options like UPI, Credit Card, Debit Card, NEFT, and more.

For those who prefer an in-person payment experience, the Stock Holding Corporation of India offers authorized collection centers (ACCs) where you can pay in cash.

Once you've successfully paid the stamp duty, don't forget to schedule a visit to a sub-registrar’s office for the registration process. You can set up your appointment through their website.

Important Considerations Before Paying Stamp Duty in Delhi

Before you proceed with your stamp duty payment in Delhi, take note of these essential factors:

Lower Stamp Duty for Women: Women benefit from reduced stamp duty rates as an incentive for property ownership.

One-Time Charge: Stamp duty is a one-time fee, and failure to pay it can result in penalties, which may amount to ten times the original liability.

State Revenue Contribution: Despite being imposed by the Central government, stamp duty plays a crucial role in contributing to the revenue of the State.

Online Payment Option: You can conveniently make your stamp duty payment online using e-stamps.

Loan Eligibility Impact: Stamp duty affects a borrower's loan eligibility calculation only when the property cost is up to 10 lakhs.

Conclusion

In conclusion, understanding the implications of Stamp Duty in Delhi is crucial for anyone looking to buy property in the city. It's a significant expense that should be factored into your budget when planning your home purchase. Fortunately, there are financial solutions available to ease the burden, such as home loans provided by trusted institutions like Tata Capital. With over 16 years of experience in the industry, you can rely on Tata Capital for competitive home loan options. To apply for a home loan, you'll typically need essential documents like your KYC details, income proof, property documents, and more. Ensure you have all the necessary home loan documents in order to expedite the application process. Consult with Tata Capital's experts to find the best home loan option tailored to your needs and make your dream of owning a home in Delhi a reality.

Frequently Asked Questions (FAQs)

What our customers say about us

Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.

Prakash Patil

Home Loan | 23 Aug, 2024

starstarstarstarstar

Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.

Nandlal Lal Arora

Home Loan | 13 Aug, 2024

starstarstarstarstar

Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal

Farhang Ahmed Azar

Home Loan | 24 Jul, 2024

starstarstarstarstar
Read All

Home Loan Blogs

Home Loan
Home Loan
What is the Principal Amount in a Home Loan
14 May, 2025
Home Loan
Home Loan
What is Freehold Property?
18 March, 2025
Home Loan
Home Loan
Understanding Margin Money in Home Loans
18 March, 2025

Related Housing Loan Videos

Home Loan
#homeloan

Know more about Home Loans

Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam! 

0:50
HL EMI

Calculate Home Loan EMI within seconds

1:00
HL repayment

Home Loan Repayment Guide

0:59
Quick Links
Our Subsidiaries
Our Private Equity Funds

Useful Links and Resources

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Policies, Codes & Other Documents

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Tata Capital Solutions & Services

Uh oh, something went wrong

Please try again later.

thankyou

Thank you for subscribing

We will send news and updates to your registered email ID

Beware of Frauds!

For any assistance, contact our customer support

OTP Failure

Your OTP could not be sent. Please try again.

OTP has been sent

OTP Expired

Your OTP has been expired. Please try again.

Did not receive OTP?

Get OTP via call
offers-icon

rahul.sharma@gmail.com

Looking for offers...

loader
Chat
tia-chatbot tia-chatbot-mobile Ask TIA

Accessibility Menu

Reset

Profiles

Blindness

Optimise website for screen readers

Dyslexia

Optimise website for screen readers

Visually Impaired

Enhances website’s visual

Cognitive and Learning

Assists with reading & focusing

Epilepsy

Clear flashes & reduces color

ADHD

More focus & fewer distractions

Content

Bigger Text

Line Height

Letter Spacing

Aa

Aa

Page Read
Bigger Cursor
Hide Images
Text Alignment
Highlight Heading
Text Magnifier
Image Description
Enlarge Buttons
Colors
Low Saturation
High Saturation
Grayscale
White High Contrast
Invert Color
Dark High Contrast
Color Adjustment

Adjust Text Colors

Reset

Adjust background Colors

Reset

Navigation
Reading Line
Highlight Links
Reading Mask
Pause Animation
Page Structure
Dictionary
Virtual Keyboard
Reading Line & Mask

Screen Reader Options

Hover on content for start reading.

×

Volume

Rate

Pitch

Start
Pause
Resume
Stop

Page Structure

×

Dictionary

×

Meaning of selected word show here.

Virtual Keyboard

×
` 1 2 3 4 5 6 7 8 9 0 - = del
tab q w e r t y u i o p [ ]
caps a s d f g h j k l ; ' return
shift z x c v b n m , . / shift
Space