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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

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    • Processing Fee

    Fee will vary depending on the personal loan amount.

    Part Pre-Payment Charges

    You can pre-pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee. A fee of 2% (of the amount paid) + GST is applicable beyond 25% of the principal outstanding.

    Delay in Payment Charges

     2% charge 

    Miscellaneous Charges

    Post-Dated Cheque Charges

    ₹ 850
    Bouncing Charges

    ₹ 450
    Cancellation Charges
    2% of loan amount or ₹ 5,750 whichever is higher
    Cheque Swapping Charges

    ₹ 600
    Foreclosure Charges
    4.5% of the principal outstanding at the time of foreclosure + GST
    Foreclosure Charges for Top Up

    2.25% on the future principal outstanding on the existing loan + GST

    Disclaimer

    The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.

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