How to get a personal loan with a low cibil score in Gurgaon?

While a low CIBIL score may affect loan approval, lenders also evaluate factors like monthly income, employment type, age, and professional experience when processing personal loan applications in Gurgaon.

Can a Person get a personal loan for a low salary in Gurgaon?

To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.

How long does it take to get a Personal Loan in Gurgaon?

You can get a personal loan in Gurgaon instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.

What is the minimum income requirement to get a Personal Loan in Gurgaon?

Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Gurgaon from Tata Capital.

Can we get a Personal loan in Gurgaon without Documents?

No, you cannot get a personal loan in Gurgaon without documents. Tata Capital offers personal loans with minimal documentation, flexible repayment options, and competitive interest rates.

How to calculate EMI for Personal Loan Online?

You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.

Apply for Personal Loan in Gurgaon @11.99%* Rate

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Personal Loan in Gurgaon

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Instant Personal Loan in Gurgaon

Gurgaon is the flag-bearer of urban, metropolitan cities in India and is home to a large number of multinational companies and corporate offices. The millennium city’s glamorous lifestyle can be hard to keep up with, in addition to the mandatory costs of living.

With Tata Capital's extensive range of personal loans in Gurgaon, you can keep up with your lifestyle and finance your expenses conveniently. A multi-purpose personal loan from Tata Capital will help you fund both planned and unplanned expenses- be it a home renovation, vacation, or family emergency.

Apply for Tata Capital’s personal loan in Gurgaon and enjoy some of the lowest interest rates with flexible repayment tenure. Additionally, you can avail of a personal loan without pledging any collateral for a flexible tenure of up to 6 years.

Financing your expenses has never been easier. Get one step closer to your dreams with a Tata Capital personal loan in Gurgaon and enjoy easy repayment options, a quick disbursal process, attractive interest rates, minimal documentation, and much more. One loan for all your requirements.

Loan amount offered

₹40,000 - ₹35,00,000

Loan tenure

Up to 6 years

Interest rate starting @

11.99% p.a

View Rates & Charges

Personal Loan EMI Calculator

Loan amount

₹

₹75,000 ₹35,00,000

Loan duration

1 Years 6 Years

Rate of interest

10% p.a 19% p.a

Monthly EMI

Total Amount Payable

0*
Total Interest Payable

0*

Total Amount Payable

Total Interest Payable

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Advantages of Personal Loan in Gurgaon

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.

Calculate Personal Loan EMI

Avail TATA Capital loans directly from WhatsApp

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Eligibility Criteria for a Personal Loan in Gurgaon

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

Age should be between 21 to 58 years
The minimum monthly income should be ₹ 15,000
Minimum of one year of work experience

Documents Required to get a Personal Loan in Gurgaon

The following are the documents required for getting an instant personal loan with Tata Capital:

Photo Identity Proof documents
Income Proof documents
Salary Slips
Address Proof documents and
Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to apply for a Personal Loan in Gurgaon?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.

Verification

Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account.

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Other Ways to Apply for a Personal Loan in Gurgaon?

Registered Branch – Tata Capital, SCO 13, 2nd Floor, Sec-14, Gurgaon 122001
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital: