Business Loan Overdraft

EMI Options

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Overview Required Documents Rates & Charges EMI Options

Types of OD facility offered at Tata capital

Monthly Dropline facility

Under this original assigned sanctioned OD limit shall decrease every month by an equal amount till the tenure of loan facility ends.
Dropdown amount is calculated as sanctioned limit divided by total tenure of the loan.
During the tenure customers will be charged interest on utilized limit and principal due (if any) on a monthly basis

Fixed plus Monthly Dropline facility

Original assigned sanctioned OD limit remains fixed for first 12 months.
After 12 completed months of fixed tenor, the original assigned limit shall start decreasing every month by an equal amount till the tenure of loan facility ends
Dropdown amount is calculated as sanctioned limit divided by dropline tenor of the loan
During the Fixed period only interest on utilized limit is deducted. After completion of fixed tenure, interest on utilized amount along with principal due (if any) will be deducted

What our customers say about us

Your services for customer satisfaction are really great. Lots of thanks for your kind consideration. Thanks a lot.

RAM SUNDAR PRASAD SINGH

Business Loan | 03 May, 2024

Great and Consistent customer care service available in Tata capital. Great job

SETHURAMAN M

Business Loan | 24 April, 2024

The process was so easy and team support and their knowledge on the product is too good.

CAFE HIND FOODS MADRAS

Business Loan | 10 April, 2024

Tata Capital is a good loan company, and its services are exceptionally fast. Overall, Tata Capital is a great company.

MAHENDRA KUMAR

Business Loan | 28 March, 2024

Very prompt response and very good service, I liked it and I am really thankful

SUMITKUMAR RAMESH CHAND JAIN

Business Loan | 04 March, 2024

Entire Service is very professionally organised. Thanks a lot.

VIVERLY EDUCATIONAL SOCIETY

Business Loan | 15 February, 2024

I am extremely happy with the services, TATA services are world class . I am proud to be part of their services

YUVARAJ SRINIVASAN LINGAPPA

Business Loan | 08 February, 2024

Dear Tata Capital finance, your service is good.

PAC METAL INDUSTRIES

Business Loan | 03 February, 2024

Thank you for your exceptionality quick resolution to my queries! Thank you so much.

GOLDSTAR HOSPITALITY

Business Loan | 31 January, 2024

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Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

BL Machinery Loans

BL Machinery Loans

MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

BL MSME Loans

BL MSME Loans

Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 90 lakhs at an affordable interest rate.

Overdraft Loan

Overdraft Loan

Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan

Small Business Loan

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