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Loan Amount
9,000,000%1,000,000%
₹1,00,000₹90,00,000
Loan duration
1%3%
1 Year3 Years
Loan duration
12%36%
12 Months36 Months
Rate of interest
%
20%12%
12% p.a20% p.a
Part payment amount
1,000%20,000%
₹1,000₹20,000
Payment months
7.5%1%
1 Year7.5 Years
Payment months
90%12%
12 Months90 Months

Revised EMI

(Fixed Tenure)

₹22,771*

Revised Tenure

(Fixed EMI)

24 Months

Total Payment

Principal + Interest

₹11,95,715*

Remaining Principal

.

₹6,85,584*

Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

What is a Business Loan Pre-Payment Calculator?

When you avail of a business loan, you agree to repay the loan amount in Equated Monthly Instalments or EMIs. In most cases, your business loan EMI remains the same for your entire loan tenure. However, if you have surplus funds, you can choose to make pre-payments on your business loan and reduce your loan EMI, tenure, or principal amount.

A business loan pre-payment calculator is an online tool that can help you calculate business loan pre-payment amount and understand the impact of pre-payment on your business loan EMI, tenure, and other parameters. With Tata Capital’s pre-payment calculator for business loan, you can calculate business loan pre-payment amount and know your revised EMI amount, tenure, and outstanding principal amount.

Are There Any Pre-Payment Charges on a Business Loan?

Yes. The pre-payments on a business loan generally accompany certain charges, known as pre-payment charges. These charges are usually levied by lenders as a certain percentage of the pre-payment amount and may vary from one lending institution to another.

At Tata Capital, we levy very nominal pre-payment charges on our customers. For more details, you can check our business loan fees and charges section. You can also use our business loan pre-payment calculator to know your pre-payment charges and other details.

How to Use a Business Loan Pre-Payment Calculator?

Using a pre-payment calculator for business loan is extremely easy and convenient. Several lenders allow you to access their business loan pre-payment calculator online and evaluate your pre-payment benefits from the convenience of your home or office. 

1

Enter Loan amount

Enter your business loan amount by using the slider or typing directly in the relevant box.

2

Set loan tenure

Enter or set your original business loan tenure or duration for which you’ve taken the loan.

3

Enter interest rate

Enter or set the applicable rate of interest on your business loan.

4

Enter the amount

Enter or set the amount that you want to pay as a pre-payment on your business loan.

5

Enter duration

Enter or set the payment months. If you want to make a one-time payment, enter the value as “1”.

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What our customers say about us

I am very satisfied with the way my problem was addressed by Tata Capital's customer support team. My concerns were taken seriously, and a resolution was provided promptly.

INTOZI TECH PRIVATE LIMITED

Business Loan | 07 Apr, 2025

starstarstarstarstar

All questions were answered politely, and they understood the issue well. Also, good suggestions were given.

PRAMILA S DAS

Business Loan | 03 Apr, 2025

starstarstarstarstar

Amazing team-they were very quick to resolve the queries.

YALLAPPA SANGAPPA KAMBLE

Business Loan | 01 Apr, 2025

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