Home Loan for government employees
With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.
Get the Tata Capital App to apply for Loans & manage your account. Download Now
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreExplore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹ 7.5 Crores
All you need to know
Loans for all your needs
Calculators
All you need to know
Calculators
All you need to know
Calculators
Digital financial solutions to aid your growth
Most Popular products
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Equipment Finance
Avail Digital Equipment Loans
up to Rs. 1 Crore
Equipment Leasing
Avail Leasing solutions
for all asset classes
Construction Financing
Quick Cash loan is a unique Pre-Approved personal finance top-up linked to your existing Tata Capital Housing Finance Limited (TCHFL) loans. This loan is only for existing TCHFSL Home Loan and Home Equity customers. Apart from its unique features , it also offers other advantages such as, faster processing , paperless journey, notwithstanding that all this could be availed in just a few clicks at your convenience any day 24*7.
Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.
Home Loan | 23 Aug, 2024
Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.
Home Loan | 13 Aug, 2024
Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal
Home Loan | 24 Jul, 2024
I'm happy with the service and the help I got earlier for foreclosure letter. Thank you so much & thanks to Alisha mam for her guidance.
Home Loan | 17 Jul, 2024
Special thanks to Mr. Avinash for his help rendered with full commitment to his job, answering the queries to me clearly, and follow up so that the work is done in given time to get customer satisfaction.
Home Loan | 02 Jul, 2024
Mr Avinash who handled my case is well experienced and has courtesy for customers' concerns. However, some of the Tata Capital products are very expensive when compared to other banks' ones!
Home Loan | 28 Jun, 2024
Start to end of my loan process was simple and guidance of your team members were to the point. My last communication was with Mr. MANOJ PATEL from surat branch he was very polite and helpful.
Home Loan | 20 Jun, 2024
We extend our heartfelt gratitude to Mr. Pravin Sagare, Senior Officer of Customer Service, for his exceptional service. His remarkable demeanor and professionalism during telephonic interactions with customers have been truly outstanding. Over the past two years, we have utilized various services, yet none have matched the quality provided by Mr. Sagare. We are deeply impressed by the exemplary service, due to this reaons we has influenced our decision to obtain a second home loan from TATA Capital Housing Finance Limited.
Home Loan | 07 Jun, 2024
I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.
Home Loan | 14 Mar, 2022
Know more about Home Loans
Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam!
The quick cash loan is a pre-approved personal finance top-up loan that can be added to an existing loan. If you already have a Tata Capital Housing Finance Limited (TCHFL) loan or are an existing Tata Capital home equity customer, you can avail of the Fast cash loan and enjoy additional financial liquidity. The fast cash loan offers a term of up to 7 years with instant disbursement of funds.
Yes, you can apply for the quick cash loan facility if you have an existing home loan. The fast cash loan can also be availed of if you have Tata Capital Housing Finance Limited (TCHFL) loan or are an existing Tata Capital home equity customer.
The interest rates for the quick cash loan can differ based on your CIBIL score, profession, and other factors. Here's a table that can help:
CIBIL (Credit Information Bureau India Limited) score | SAL | SENP (Self-Employed Nonprofessional) / SEP (Self-Employed Professionals) |
---|---|---|
700 to 750 | 12.75% | 14.00% |
750 to 800 | 11.75% | 13.00% |
800+ /0 /-1 | 11.25% | 12.50% |
Please note this pricing is applicable with immediate effect and will be valid till 30th June 2023. In addition to this, you also have to pay a processing fee amounting to 1% of the loan amount for digital and offline loans with a minimum PF capping of Rs 1000.
The maximum sum for a quick cash loan is pre-approved and will be shown to you only after you log in to the Tata Capital website. The maximum eligible amount can be reduced based on your financial needs, but you cannot increase it and avail of more funds. The TCHFL contact center can help in the case of any queries or doubts regarding the loan amount.
Typically, the maximum tenor for a quick cash loan can be up to 7 years, and the minimum tenor can be one year. However, the maximum loan tenure can be altered based on your customer profile and requirements. We offer varying loan tenor options of 12, 24, 36, 48, 60, 72, and 84 months to choose from. You can browse through and pick a tenor that suits your budget.
There are two modes for applying for a Fast cash loan - digital and offline.
Here are the requirements to be eligible for the home loan fast cash loan:
You do not need to submit any documents when applying for the digital quick cash loan. These loans are entirely digital and paperless. However, you need to fill a separate docket when applying for the offline fast cash loan, along with KYC (Know Your Customer) documents.
Yes, you can prepay or foreclose your quick cash loan. We charge a foreclosure fee of 4.0% of the principal outstanding amount at the time of foreclosure, along with the applicable Goods and Services Tax (GST) for fixed and floating rate schemes.
We also charge a prepayment fee of 4% along with GST on the prepaid amount over 25% of the principal outstanding as of 1st April of the respective financial year for fixed and floating rate schemes.
The quick cash loan for home loans has some associated costs and fees. These include prepayment charges, foreclosure fees, stamp duty charges, processing fees, home loan interest rates, etc.
Yes, you can apply for the quick cash loan facility on a home loan online. Here are the steps for the same:
Yes, you can use the quick cash loan facility for a home loan for your business if you already have a running home loan with Tata Capital and qualify for all the policy criteria under the program.
If you fail to make your quick or fast cash loan payments on time, a non-technical bounce will be reflected in your CIBIL report. You will then have to clear all outstanding dues and amounts, along with any charges mentioned in the MITC (Most Important Terms and Conditions), in full.
It is advised to make all payments on time to maintain a good CIBIL score and avoid extra charges.
No, the Fast cash loan facility is an unsecured loan. It can be availed of with minimal delinquencies and a clear repayment history. There are no tax advantages associated with this type of loan.
Submitted successfully
Important Information
Investor Information
Policies, Codes & Other Documents
Tata Capital Solutions & Services
Personal Loan
Business Loan
Vehicle Loans
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
We are constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All you have to do is Click on “Allow”
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com