Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs

SUPPORT

₹55 Lakh Home Loan EMI

Embarking on the journey to homeownership with a ₹55 Lakh home loan is a significant financial decision that demands careful consideration. At Tata Capital, we strive to empower you with the information needed to make informed choices. Let's delve into the details of ₹55 Lakh Home Loan EMI, interest rates, and the essential steps to secure your dream home.

₹55 lakh Home Loan EMI Calculator

Our user-friendly home loan EMI calculator simplifies the financial planning process for your ₹55 Lakh home loan. By inputting the loan amount, interest rate, and tenure, you can visualize your monthly EMI. This tool is designed to empower you to explore different scenarios, ensuring that your EMI aligns with your budget constraints and long-term financial goals.

Loan amount
₹
50,000,000%10,000,000%
₹5,00,000₹5,00,00,000
Loan duration
30%10%
1 Year30 Years
Loan duration
360%120%
12 Months360 Months
Rate of interest
%
12%8.75%
8.75% p.a12% p.a

Monthly EMI

₹1,25,327*

Created with Highcharts 9.0.1Total Amount ​ Payable​₹1,50,39,210*​Total Amount ​ Payable​₹1,50,39,210*Total Interest ​ Payable​₹50,39,210*​Total Interest ​ Payable​₹50,39,210*

  • Total Amount Payable

    ₹1,50,39,210*

  • Total Interest Payable

    ₹50,39,210*

Total Amount Payable

₹1,50,39,210*

Total Interest Payable

₹50,39,210*

Apply Now

₹55 Lakhs Home EMI as per tenure

Tailoring your home loan tenure is crucial to align with your financial capacity. Let's explore the EMI for a ₹55 Lakh home loan across different tenures:

  • 5 Years Tenure: Higher EMIs but lower overall interest paid.

  • 10 Years Tenure: Balancing affordability with a moderate interest payout.

  • 20 Years Tenure: Lower EMIs with a higher overall interest outlay.
     

Tenure EMI
5 years 55,65,526
10 Years 67,53,127
15 Years 80,71,635
20 Years 95,09,648
30 Years 1,26,86,739

Eligibility Criteria for the 55 Lakh Home Loan

Determining your home loan eligibility is the first step in the home loan application process. Factors such as income, age, and credit score play a role in this assessment. Additionally, you'll need to submit specific documents to support your application, including:

  • Proof of Identity: Aadhar card, passport, or driver's license.

  • Proof of Address: Utility bills, rental agreement, or voter ID.

  • Income Proof: Salary slips, income tax returns, or Form 16.

  • Property Documents: Sale deed, property agreement, or construction agreement.
     

Salaried Self-employed
Age Proof Age Proof
Photo Identity Proof Photo Identity Proof
Address Proof Address Proof
Income Proof Business Proof
Existing Loan Details Income Proof
Processing Fee Cheque Existing Loan Details
Processing Fee Cheque

₹55 Lakh Home Loan Interest Rates & Charges

Beyond the EMI, understanding the interest rates and additional charges is crucial. Tata Capital offers competitive interest rates to ensure the affordability of your home loan. Additionally, it's essential to be aware of other charges, including processing fees, prepayment charges, and late payment fees, which contribute to the overall cost of the loan.

  • Enjoy competitive interest rates

  • Choose your desired loan amount

  • Flexible options for EMI

  • Pre-close your loan at your convenience

How to Apply for a ₹55 lakh Home Loan?

Securing a ₹55 Lakh home loan with Tata Capital is a streamlined process designed for your convenience. Follow these straightforward steps to initiate the journey towards homeownership:

  • Online Application: Visit our website and complete the user-friendly online application form with accurate details.

  • Document Submission: Upload the necessary home loan documents, including income proof, KYC documents, and property-related papers.

  • Verification: Our dedicated team will verify the provided information, ensuring a smooth and efficient approval process.

  • Approval: Once approved, proceed with the loan agreement and subsequent disbursement.

Get Home Loan for Different Budgets

Home Loan in Different Cities

City-image-icon

Home Loan in Ahmedabad

Know More
City-image-icon

Home Loan in Surat

Know More
City-image-icon

Home Loan in Delhi

Know More

Home Loan Blogs

Home Loan
Home Loan
What is the Principal Amount in a Home Loan
14 May, 2025
Home Loan
Home Loan
What is Freehold Property?
18 March, 2025
Home Loan
Home Loan
Understanding Margin Money in Home Loans
18 March, 2025
Quick Links
Our Subsidiaries
Our Private Equity Funds

Useful Links and Resources

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Policies, Codes & Other Documents

Most Important Terms & Conditions - Home Loans

Download in your preferred language

Download

Tata Capital Solutions & Services

Copyright © 2025 Tata Capital Limited

Uh oh, something went wrong

Please try again later.

thankyou

Thank you for subscribing

We will send news and updates to your registered email ID

Beware of Frauds!

For any assistance, contact our customer support

OTP Failure

Your OTP could not be sent. Please try again.

OTP has been sent

OTP Expired

Your OTP has been expired. Please try again.

Did not receive OTP?

Get OTP via call
offers-icon

rahul.sharma@gmail.com

Looking for offers...

loader
Chat
tia-chatbot tia-chatbot-mobile Ask TIA

Accessibility Menu

Reset

Profiles

Blindness

Optimise website for screen readers

Dyslexia

Optimise website for screen readers

Visually Impaired

Enhances website’s visual

Cognitive and Learning

Assists with reading & focusing

Epilepsy

Clear flashes & reduces color

ADHD

More focus & fewer distractions

Content

Bigger Text

Line Height

Letter Spacing

Aa

Aa

Page Read
Bigger Cursor
Hide Images
Text Alignment
Highlight Heading
Text Magnifier
Image Description
Enlarge Buttons
Colors
Low Saturation
High Saturation
Grayscale
White High Contrast
Invert Color
Dark High Contrast
Color Adjustment

Adjust Text Colors

Reset

Adjust background Colors

Reset

Navigation
Reading Line
Highlight Links
Reading Mask
Pause Animation
Page Structure
Dictionary
Virtual Keyboard
Reading Line & Mask

Screen Reader Options

Hover on content for start reading.

×

Volume

Rate

Pitch

Start
Pause
Resume
Stop

Page Structure

×

Dictionary

×

Meaning of selected word show here.

Virtual Keyboard

×
` 1 2 3 4 5 6 7 8 9 0 - = del
tab q w e r t y u i o p [ ]
caps a s d f g h j k l ; ' return
shift z x c v b n m , . / shift
Space