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Check Credit ScoreAvail Loan Against Property up to ₹ 10 Crores
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Loans for all your needs
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Looking to revisit your existing loan against property terms and interest rates? Make your loan more affordable on your wallet by opting for a loan against property balance transfer at competitive interest rates.
Tata Capital offers you a mortgage loan balance transfer facility for hassle-free loan repayment. Featuring nominal processing fees, flexible loan tenure, and a top-up facility, you can avail the LAP balance transfer facility through a quick process online with minimal paperwork.
Minimum Loan value
10 Lac
Maximum Loan value
7.5 Crore
Loan Tenure
Up to 20 years
Interest rate starting @
9% p.a.
Opt for a balance transfer on EMI with Tata Capital to reduce your EMI outflow with lower interest rates and make the loan repayment much more affordable. Here are a few compelling reasons to transfer your loan to Tata Capital-
Balance Transfer is a systematic process where a customer can transfer his outstanding principle amount to another financial institute/ bank/lender to avail better features
With Tata Capital, you can apply for balance transfer of your existing a mortgage loan/s and transfer your unpaid principal amount (balance) on your current mortgage loan to us at an affordable rate of interest.
When you sign up for this facility, your old lender gets paid the principal balance amount, and you can start your new loan with us at better terms and competitive interest rates. Thanks to our speedy approval process, you can avail a balance transfer of loans against property and revisit your current lending terms at the earliest!
You can easily opt for a mortgage balance transfer facility against a wide range of properties. You can enjoy favourable loan terms and attractive interest rates in a mortgage transfer of property for any pre-owned residential property or commercial building.
You must meet the following eligibility criteria to avail the balance transfer facility-
The applicant should be between the age of 23 to 65 years (at the time of maturity)
Salaried applicant must have a monthly net income of at least ₹15,000
Self-employed applicant must have minimum income per annum of ₹ 2,50,000
The applicant must be employed for at least 3 years to be eligible
A loan against property is a convenient means of securing immediate funds for varying financial needs. It offers exciting benefits such as-
When it comes to a loan against property, it is a common myth that you can only put a residential property as collateral. But you can secure an affordable loan against various commercial and residential properties. These include-
Yes, you can easily secure a loan against a co-owned property. However, all the co-owners have to apply for the loan as co-applicants.
There are several types of Loan Against Property for,
Excited to give your home a makeover? Need funds for business expansion? Or need to take care of a personal expense? With a Loan Against Property from Tata Capital, there are no restrictions on the end-use of funds. Here are the various ways you can use a loan against property –
No. The processing fee is non-refundable under any situation, such as rejection or withdrawal of the loan application. It covers the expenses we incur to process your loan application, including calculating your eligibility, assessing your loan application, verification of documents, and so on.
At Tata Capital, we offer a flexible tenure to make the loan repayment super comfortable for you. You can avail of a loan against property for a maximum term of up to 240 months.
The maximum loan amount you can borrow depends on your eligibility and is customisable to suit your needs. We extend an affordable loan against property for up to Rs. 5 crores.
We offer highly competitive interest rates starting from 10.10%. Moreover, we offer flexible loan tenure and a convenient EMI structure to make your loan extremely affordable.
There are times when you might receive a sudden inflow of cash. In such situations, you can easily pre-pay your loan against property in part or in full and reduce your outstanding amount.
At Tata Capital, our loans come with easy-to-meet eligibility criteria, which differ for salaried or self-employed individuals. Here are the basic eligibility criteria-
For Salaried Individuals
For Self-Employed Professionals
For Self-Employed Individuals (Non-Professionals)
Non-Individuals
We only ask for minimal documentation to process your loan against property.
With Tata Capital, you can choose from a standard and flexible EMI structure depending on your income.
Under the Standard EMI plan, your EMI amount remains the same for the entire loan tenure, and you make consistent payments. It is ideal for applicants with a fixed income.
Under the Step up Flexi plan, you can pay lower EMI at the beginning and gradually increase the payment with an increase in income. Individuals who expect a regular increase in their income can benefit from this plan and manage their income flow more efficiently.
Securing a loan against property with Tata Capital is fairly simple and quick. All you need to do is-
At Tata Capital, your convenience is our priority. That is why we offer you various easy ways to apply for a loan.
Online
Visit our website and share your details by clicking here
Branch
Visit your nearest branch and get in touch with our lending experts. Rest assured, you can secure a loan hassle-free as they will manage the loan process, from application to disbursal.
Phone
Looking to know more? Call us on our customer care number at 1860 267 6060 from 9 am to 8 pm.
Virtual Assistant
Ditch the long wait and get answers to your queries in real time! Connect with our 24/7 virtual assistant and enjoy a hassle-free loan application experience!
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